404 E Thompson St, Winchester, IN 47394 Property Records

Randolph County property record for 404 E Thompson St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,115 sqft · built 1900
Lot Size	0.153 acres (6,650 sqft)
Owner	Individual Name on Record
Last Sale	$173,548 (Jun 2026)
Tax Bill	$994 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-01020-00`

Property Details

APN / Parcel Number

Primary APN	`021-01020-00`
Alternative APNs	`68-09-21-331-070.000-021` `00000017795`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,115 sqft Living Area
1st Floor Area	1,115 sqft
Basement Area	279 sqft
Unfinished Basement	279 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,650 sqft (0.153 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Terrain	High
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000017795
Street Address	404 E THOMPSON ST
City	WINCHESTER
State	IN
Zip	47394-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENGLE MARKLE ADD LOT 37
Legal Subdivision	ENGLE AND MARKLES ADDITION
Legal Lot Number	37
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	3
Census Block	3020
Census Tract	951700

Owner

Source: Randolph County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 E THOMPSON ST, WINCHESTER, IN 47394-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE
Jun 16, 2026	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Aug 1, 2024
Deed Document Number	20262272
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Recording Date	Jun 17, 2026
Property Address	404 E THOMPSON ST, WINCHESTER, IN 47394-2234
Document Number	0000002287
Instrument Date	Jun 15, 2026
Instrument	20262287
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E THOMPSON ST, WINCHESTER, IN 47394-2234

Mortgage

Document Number	0000002287,
Date	Jun 17, 2026
Instrument	20262287

Lender

Name	RUOFF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Jun 16, 2026
Property Address	404 E THOMPSON ST, WINCHESTER, IN 47394-2234
Document Number	0000002272
Instrument Date	Jun 15, 2026
Instrument	20262272
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E THOMPSON ST, WINCHESTER, IN 47394-2234

Mortgage

Document Number	0000002273,
Date	Jun 16, 2026
Instrument	20262273

Lender

Name	RUOFF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000002274,
Date	Jun 16, 2026
Instrument	20262274

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Recording Date	Jun 17, 2026
Property Address	404 E THOMPSON ST, WINCHESTER, IN 47394-2234
Document Number	0000002288
Instrument Date	Jun 15, 2026
Instrument	20262288
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E THOMPSON ST, WINCHESTER, IN 47394-2234

Mortgage

Document Number	0000002288,
Date	Jun 17, 2026
Instrument	20262288

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$994.00 (+31.13%)	$49,700 (+31.13%) Land $1,800 Building $47,900	$49,700 (+31.13%) Land $1,800 Building $47,900
2024	$758.00 (+2.43%)
2023		$37,900 (+2.43%) Land $4,600 Building $33,300	$37,900 (+2.43%) Land $4,600 Building $33,300
2022	$740.00	$37,000 Land $4,600 Building $32,400	$37,000 Land $4,600 Building $32,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2005–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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