Putnam County property record for 404 E Stratton Ave, Monterey, TN 38574
| Property Type | Bank, Financial Building |
|---|---|
| Details | 1.5 ba · 2,544 sqft · built 2014 |
| Lot Size | 0.776 acres (33,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $140,000 (May 2013) |
| Tax Bill | $8,385 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 071071B E 04000 |
| Primary APN | 071071B E 04000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,544 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 33,800 sqft (0.776 acres) |
| Lot Dimensions | 130 ft deep x 260 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 328 sqft |
| Canopy | 1,302 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 E STRATTON AVE |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-1612 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | DISTRICT: 14 LOTS 11 AND 22 FULL VALUE 2015, COUNTY AREA: R01 |
| Legal Subdivision | WELCH ADDITION |
| Legal Block | E |
| Legal Lot Number | LIST |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4048 |
| Census Tract | 100 |
Source: Putnam County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 2809, COOKEVILLE, TN 38502-2809 |
| Owner Type | Company |
| Vesting | Government |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2013 · Amount on Record |
| Deed Sale | May 6, 2013 · Amount on Record |
| Prior Sale | Mar 3, 2013 |
| Deed Document Number | 2013153087 |
| Deed Book / Page | 759 / 562 |
| Last Transfer Date | Jan 31, 2024 |
| Transfer Doc | 0000294684 |
| Record Updated | Sep 20, 2026 |
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Monterey Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $218,800 (-) Land $54,800 Building $164,000 | ||
| 2024 | $218,800 (-) Land $54,800 Building $164,000 | ||
| 2023 | $218,800 Land $54,800 Building $164,000 | ||
| 2022 | $8,385.00 | ||
| 2021 | $547,000 Land $137,000 Building $410,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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