404 E Smith St, Topton, PA 19562 Property Records

Berks County property record for 404 E Smith St, Topton, PA 19562

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,428 sqft · built 1965
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,000 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5473-17-12-7488`

Property Details

APN / Parcel Number

Primary APN	`5473-17-12-7488`
Alternative APNs	`85-5473-17-12-7488` `85046600` `046600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft
Basement Area	816 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	85046600
Street Address	404 E SMITH ST
City	TOPTON
State	PA
Zip	19562-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Jurisdiction	BERKS PA
Township / Civil Division	TOPTON
Census Block Group	2
Census Block	2033
Census Tract	14201

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 E SMITH ST, TOPTON, PA 19562-1121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLE FIRST FCU
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Jul 3, 2019	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2025
Deed Sale	Jan 28, 2025
Prior Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	20252674
Prior Transfer Date	Aug 3, 1981
Prior Transfer Doc	1803000724
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Apr 14, 2026
Property Address	404 E SMITH ST, TOPTON, PA 19562-1121
Document Number	0000011049
Instrument Date	Apr 8, 2026
Instrument	202611049
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E SMITH ST, TOPTON, PA 19562-1121

Mortgage

Document Number	0000011049,
Date	Apr 14, 2026
Instrument	202611049

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	404 E SMITH ST, TOPTON, PA 19562-1121
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002937
Date	Jan 31, 2023
Instrument	2023002937

Lender

Name	PEOPLE FIRST FCU
Type	Credit Union
Address	ALLENTOWN, PA 18103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 4, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	404 E SMITH ST, TOPTON, PA 19562-1121
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009779
Date	Mar 5, 2021
Instrument	2021009779

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 3, 2019
Property Address	404 E SMITH ST, TOPTON, PA 19562-1121
Document Number	0000021597
Instrument Date	Jul 1, 2019
Instrument	2019021597
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E SMITH ST, TOPTON, PA 19562-1121

Mortgage

Document Number	0000021598
Date	Jul 3, 2019
Instrument	2019021598

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Topton Borough
Unified School District	Brandywine Heights Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,000.00	$113,900 (-) Land $34,700 Building $79,200	$34,700 (-) Land $34,700
2025	$2,000.00 (+3.95%)	$113,900 (-) Land $34,700 Building $79,200	$34,700 (-69.53%) Land $34,700
2024	$1,924.00	$113,900 Land $34,700 Building $79,200
1994			$113,900 Land $34,700 Building $79,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPTON BORO WATER SUPPLY serves 2,069 people · EPA ID PA3060072
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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