Eau Claire County property record for 404 E Polk Ave, Eau Claire, WI 54701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,289 sqft · built 1959 |
| Lot Size | 0.206 acres (8,969 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,900 (Jun 2006) |
| Tax Bill | $3,046 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-1613-A-000 |
| Primary APN | 15-1613-A-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,289 sqft Living Area |
| Basement Area | 1,124 sqft |
| Finished Basement | 562 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 8,969 sqft (0.206 acres) |
| Lot Dimensions | 130 ft deep x 69 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 404 E POLK AVE |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54701-6466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | THAT PRT OF LOTS 7,8,9,& 10 BLK 60 PUTNAM HGTS 5TH ADD TO THE CITY OF EC DESC AS FOLL BEG AT A PT WHICH IS S 52 DEG 48 MIN W |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 29 |
| Legal Subdivision | PUTNAM HGTS |
| Legal Block | 60 |
| Legal Lot Number | 7-9 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 801 |
Source: Eau Claire County records, as of April 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 E POLK AVE, EAU CLAIRE, WI 54701-6466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Jun 23, 2023 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Jun 5, 2025 | Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAPITAL LLC |
| Aug 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2006 · Amount on Record |
| Deed Sale | Jun 20, 2006 · Amount on Record |
| Deed Document Number | 2006951213 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 404 E POLK AVE, EAU CLAIRE, WI 54701-6466 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001226471 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 1226471 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 404 E POLK AVE, EAU CLAIRE, WI 54701-6466 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001244880 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 1244880 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 22, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 404 E POLK AVE, EAU CLAIRE, WI 54701-6466 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001267306 |
|---|---|
| Date | Jun 5, 2025 |
| Instrument | 1267306 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 404 E POLK AVE, EAU CLAIRE, WI 54701-6466 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001164784 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 1164784 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 404 E POLK AVE, EAU CLAIRE, WI 54701-6466 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001190311 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 1190311 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,046.00 | $161,500 (-) Land $31,300 Building $130,200 | $211,200 |
| 2023 | $161,500 Land $31,300 Building $130,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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