404 E North St, Geneseo, IL 61254 Property Records

Henry County property record for 404 E North St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,044 sqft · built 1940
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Tax Bill	$3,143 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-21-253-011`

Property Details

APN / Parcel Number

Primary APN	`08-21-253-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,044 sqft Total Area
1st Floor Area	1,044 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	198 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	404 E NORTH ST
City	GENESEO
State	IL
Zip	61254-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E63.5 OF W98.5 OF N 1/2 BLK 18 W T ALLANS ADD CITY OF GENESEO
Legal Subdivision	ALLANS ADD
Legal Block	18
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3023
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 E NORTH ST, GENESEO, IL 61254-1438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	404 E NORTH ST, GENESEO, IL 61254-1438
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	GOMEZ TITLE AND CLOSING COMPANY, GOMEZ TITLE & COSING COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005172
Date	Aug 13, 2021
Instrument	20-2105172

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	404 E NORTH ST, GENESEO, IL 61254-1438
Document Number	0000004108
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	404 E NORTH ST GENESEO IL 612541438, GENESEO, IL 61254-1438

Mortgage

Document Number	0000004108
Date	Jul 17, 2017
Instrument	4108

Lender

Name	FARMERS NAT'L BK
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 16, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.95%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,143.00 (+31.73%)	$49,237 (+36.27%) Land $6,724 Building $42,513	$147,711 (+36.27%) Land $20,172 Building $127,539
2022		$36,131 Land $5,344 Building $30,787	$108,393 Land $16,032 Building $92,361
2021	$2,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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