404 E Nadir Ct, Rathdrum, ID 83858 Property Records

Kootenai County property record for 404 E Nadir Ct, Rathdrum, ID 83858

Property Summary

Property Type	Common Area (Residential)
Lot Size	4.77 acres (207,955 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,071,980 (Nov 2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0L9860070050`

Property Details

APN / Parcel Number

Primary APN	`0L9860070050`
Alternative APN	`354788`

Exterior

Lot Area	207,955 sqft (4.77 acres)

Location & Zoning

Account Number	354788
Street Address	404 E NADIR CT
City	RATHDRUM
State	ID
Zip	83858-2919
Property Category	Other
Property Type	Other > Common Area (Residential)
Legal Description	LONE MOUNTAIN ESTATES 9TH ADD, LT 5 BLOCK 7 1252N04W
Legal Range	04W
Legal Township	52N
Legal Section	12
Legal Subdivision	LONE MOUNTAIN ESTATES
Legal Block	7
Legal Lot Number	5
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	2
Census Block	2004

Owner

Source: Kootenai County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 E NADIR CT, RATHDRUM, ID 83858-2919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage CANOPY MORTGAGE LLC
Nov 5, 2025	Warranty Deed, Subdivision Related Transfer NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Deed Document Number	20253022844
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	404 E NADIR CT, RATHDRUM, ID 83858-2919
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 LAZY CREEK WAY, KALISPELL, MT 59901-6896

Mortgage

Document Number	3022846000
Date	Nov 5, 2025
Instrument	3022846000

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	RYE, NY 10580

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	404 E NADIR CT, RATHDRUM, ID 83858-2919
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E NADIR CT, RATHDRUM, ID 83858-2919

Mortgage

Document Number	3022845000
Date	Nov 5, 2025
Instrument	3022845000

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Nov 5, 2025
Property Address	404 E NADIR CT, RATHDRUM, ID 83858-2919
Document Number	3022844000
Map Reference	MB L PG 986
Instrument Date	Oct 30, 2025
Instrument	3022844000
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2026
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	404 E NADIR COURT, RATHDRUM, ID 83858-2919

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 83% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Intermax Networks Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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