404 E Municipal Dr, Lubbock, TX 79403 Property Records

Lubbock County property record for 404 E Municipal Dr, Lubbock, TX 79403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,272 sqft · built 1959
Lot Size	0.379 acres (16,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,200 (Nov 2018)
Tax Bill	$860 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R89085`

Property Details

APN / Parcel Number

Primary APN	`R89085`
Alternative APN	`R8229000000000010000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,272 sqft Living Area
Gross Area	3,800 sqft
1st Floor Area	2,495 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Other
Lot Area	16,520 sqft (0.379 acres)
Lot Dimensions	140 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 E MUNICIPAL DR
City	LUBBOCK
State	TX
Zip	79403-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMNER L 1
Legal Subdivision	SUMNER
Legal Lot Number	10
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1023
Census Tract	901

Owner

Source: Lubbock County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 E MUNICIPAL DR, LUBBOCK, TX 79403-3110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2017	Deed of Trust, Mortgage · Line of Credit ALLIANCE CU
Nov 13, 2018	Vendor's Lien, Transfer CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2018 · Amount on Record
Deed Sale	Nov 13, 2018 · Amount on Record
Prior Sale	Oct 7, 2016
Deed Document Number	201843083
Prior Transfer Date	May 14, 2016
Prior Transfer Doc	0000779861
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	404 E MUNICIPAL DR, LUBBOCK, TX 79403-3110
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WEST TEXAS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009361
Date	Mar 16, 2017
Instrument	2017009361

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	LUBBOCK, TX 79424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2027

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Nov 13, 2018
Property Address	404 E MUNICIPAL DR, LUBBOCK, TX 79403-3110
Document Number	0000043083
Map Reference	VOL768 PG26
Instrument Date	Nov 13, 2018
Instrument	2018043083
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8302 SARATOGA AVE, 8302, LUBBOCK, TX 79424-4720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E MUNICIPAL DR, LUBBOCK, TX 79403-3110
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043084
Date	Nov 13, 2018
Instrument	2018043084

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$860.00 (+9.28%) Homeowner's exemption	$203,247 (+157.73%) Land $1,770 Building $201,477	$203,247 (+28.25%) Land $1,770 Building $201,477
2024	$787.00 (+6.78%)
2023	$737.00 (-27.32%) Homeowner's exemption	$78,860 Land $1,770 Building $156,704	$158,474 Land $1,770 Building $156,704
2022	$1,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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