404 E Montgomery St, Sparta, WI 54656 Property Records

Monroe County property record for 404 E Montgomery St, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Mar 2026)
Tax Bill	$1,568 (2025)
Deeds & Mortgages	Mar 2026 Sale & Line of Credit Nov 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-00105-0000`

Property Details

APN / Parcel Number

Primary APN	`281-00105-0000`
Alternative APN	`281-020-008-008`

Exterior

Lot Area	7,057 sqft (0.162 acres)

Location & Zoning

Street Address	404 E MONTGOMERY ST
City	SPARTA
State	WI
Zip	54656-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSOR'S SUBD PRT OF OL 8 & PRT OF 1CSM45 LOCATED IN OL 8 & 13
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	ASSESSOR'S SUBDIVISION
Legal Lot Number	8
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	4
Census Block	4017
Census Tract	950400

Owner

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 E MONTGOMERY ST, SPARTA, WI 54656-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Warranty Deed, Transfer · Line of Credit ALTRA FCU
Nov 5, 2025	Warranty Deed, Transfer · Line of Credit GOOD FAITH FUNDING LLC
Nov 5, 2025	Warranty Deed, Transfer UNKNOWN, NEW CASTLE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2026 · Amount on Record
Deed Sale	Mar 26, 2026 · Amount on Record
Prior Sale	Nov 5, 2025 · Amount on Record
Deed Document Number	2026733154
Prior Transfer Date	Jun 6, 2007
Prior Transfer Doc	0000574674
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Mar 26, 2026
Property Address	404 E MONTGOMERY ST, SPARTA, WI 54656-1311
Document Number	0000733154
Map Reference	MB 1 PG 45
Instrument Date	Mar 5, 2026
Instrument	733154
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000733155
Date	Mar 26, 2026
Instrument	733155

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Nov 5, 2025
Property Address	404 E MONTGOMERY ST, SPARTA, WI 54656-1311
Document Number	0000730666
Map Reference	MB 1 PG 45
Instrument Date	Nov 4, 2025
Instrument	730666
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	UNKNOWN, NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$309.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000730667
Date	Nov 5, 2025
Instrument	730667

Lender

Name	GOOD FAITH FUNDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Nov 5, 2025
Property Address	404 E MONTGOMERY ST, SPARTA, WI 54656-1311
Document Number	0000730640
Map Reference	MB 1 PG 45
Instrument Date	Nov 4, 2025
Instrument	730640
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	UNKNOWN, NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,568.00 (+7.03%)	$102,300 (+5.14%) Land $20,500 Building $81,800	$102,200 (+6.13%)
2024	$1,465.00 (+18.24%)	$97,300 (+19.68%) Land $16,900 Building $80,400	$96,300 (+20.38%)
2023	$1,239.00	$81,300 Land $16,900 Building $64,400	$80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks.

Nearby Properties on E Montgomery St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures