404 E Maxwell St, Lakeland, FL 33803 Property Records

Polk County property record for 404 E Maxwell St, Lakeland, FL 33803

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,661 sqft · built 1973
Lot Size	0.427 acres (18,618 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jan 2021)
Tax Bill	$8,468 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-30-258000-001150`

Property Details

APN / Parcel Number

Primary APN	`24-28-30-258000-001150`
Alternative APNs	`302824258000001150` `02824000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,661 sqft Living Area
Gross Area	3,293 sqft
1st Floor Area	2,346 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	18,618 sqft (0.427 acres)
Lot Dimensions	141 ft deep x 130 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	529 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	288 sqft
Porch	Florida Room
Porch Area	787 sqft
Utility Building	161 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	404 E MAXWELL ST
City	LAKELAND
State	FL
Zip	33803-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	EVERHART & BARNES SUB PB 6 PG 19 BLK 1 LOTS 15 & 16
Legal Range	24E
Legal Township	28S
Legal Section	30
Legal Subdivision	EVERHART AND BARNES SUBDIVISION
Legal Tract	258000
Legal Block	1
Legal Lot Number	15,16
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2003
Census Tract	10502

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 E MAXWELL ST, LAKELAND, FL 33803-2239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK
Jan 3, 2020	Warranty Deed, Transfer AMERIFIRST FIN'L CORP
Apr 19, 2018	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Jan 3, 2020 · Amount on Record
Deed Document Number	202113433
Deed Book / Page	11542 / 722
Prior Transfer Date	Mar 27, 2015
Prior Transfer Doc	0000064863
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 19, 2021
Property Address	404 E MAXWELL ST, LAKELAND, FL 33803-2239
Document Number	0115420722
Book / Page	011542 / 000722
Instrument Date	Jan 4, 2021
Instrument	13433
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 E MAXWELL ST LAKELAND FL 338032239, LAKELAND, FL 33803-2239

Mortgage

Document Number	115420723
Date	Jan 19, 2021
Book Page	011542/000723
Instrument	13434

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 3, 2020
Property Address	404 E MAXWELL ST, LAKELAND, FL 33803-2239
Document Number	0110950421
Book / Page	011095 / 000421
Instrument Date	Dec 30, 2019
Instrument	921
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	SMART TITLE

Transaction

Amount	Amount Recorded
Tax	$22.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 E MAXWELL ST LAKELAND FL 338032239, LAKELAND, FL 33803-2239

Mortgage

Document Number	110950423
Date	Jan 3, 2020
Book Page	011095/000423
Instrument	922

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	404 E MAXWELL ST, LAKELAND, FL 33803-2239
Document Number	0104731860
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E MAXWELL ST LAKELAND FL 338032239, LAKELAND, FL 33803-2239

Mortgage

Document Number	0104731860
Date	May 3, 2018
Book Page	010473/001860
Instrument	94917

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 2, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,462 (+2.7%)	$652,883 (+2.06%) Land $189,558 Building $463,325
2025	$8,468.00 (+5.32%) Homeowner's exemption	$512,621 (+5.99%)	$639,693 (-1.88%) Land $189,558 Building $450,135
2023	$8,040.00 (+2.49%) Homeowner's exemption	$483,664 (+3%)	$651,982 (+10.96%) Land $184,085 Building $467,897
2022	$7,845.00 Homeowner's exemption	$469,577	$587,598 Land $175,112 Building $412,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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