404 E Marion St, Shelby, NC 28150 Property Records

Cleveland County property record for 404 E Marion St, Shelby, NC 28150

Property Summary

Property TypeOffice Building
Details14,690 sqft · built 1961
Lot Size2.21 acres (96,268 sqft)
OwnerCompany Name on File
Tax Bill$11,599 (2026)
Deeds & MortgagesAug 2023 Construction Loan
Dec 2022 Sale
Flood ZoneZone X (minimal risk)
APN17320

Property Details

APN / Parcel Number

Primary APN17320
Alternative APN
  • 1280411

Interior

Plumbing Fixtures100 Plumbing Fixtures
Units2 Units
Stories1 Story
Building Area14,690 sqft Total Area
Office14,000 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Lot Area96,268 sqft (2.21 acres)
Canopy1,120 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1280411
Street Address404 E MARION ST
CitySHELBY
StateNC
Zip28150-4614
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeGB2
Legal DescriptionE MARION ST & PATTON DR
Legal Block4
Legal Lot Number7
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group2
Census Block2000
Census Tract951000

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 146, SHELBY, NC 28151-0146
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2023Deed of Trust, Mortgage · Construction Mortgage
THE FIDELITY BANK
Dec 12, 2022Lease, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address404 E MARION ST, SHELBY, NC 28150-4614
Transaction TypeMortgage
Record UpdatedSep 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 S LAFAYETTE ST, SHELBY, NC 28150-5860

Mortgage

Document Number0019050015
DateAug 23, 2023
Book Page1905/15
Instrument200091120
Lender
NameTHE FIDELITY BANK
TypeBank
AddressSHELBY, NC 28150
Agreement
TypeConstruction Mortgage
AmountAmount on Record

December 2022: Lease, Transfer

Document TypeLease
JurisdictionCLEVELAND NC
Recording DateDec 12, 2022
Property Address404 E MARION ST, SHELBY, NC 28150-4614
Document Number0018881941
Book / Page1888 / 1941
Instrument DateSep 23, 2022
Instrument200081740
Transaction TypeTransfer
Record UpdatedDec 26, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityShelby City
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,599.00 (-0.5%)$1,171,560 (-) Land $563,550 Building $608,010$1,171,560 (-) Land $563,550 Building $608,010
2025$11,657.00$1,171,560 (+42.98%) Land $563,550 Building $608,010$1,171,560 (+42.98%) Land $563,550 Building $608,010
2023$819,387 Land $290,875 Building $528,512$819,387 Land $290,875 Building $528,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHELBY
serves 23,600 people · EPA ID NC0123010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: AT&T, Hotwire Communications, Ripple Fiber, T-Mobile, Verizon.

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