404 E Main St, Warsaw, KY 41095 Property Records

Gallatin County property record for 404 E Main St, Warsaw, KY 41095

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1939
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on Record
Last Sale	$31,000 (May 2018)
Tax Bill	$862 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Nov 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13A-38-08`

Property Details

APN / Parcel Number

Primary APN	`13A-38-08`
Alternative APN	`3032-2`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,024 sqft Living Area
Gross Area	600 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Family Room	Family Room

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	11,195 sqft (0.257 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	600 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	128 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	3032-2
Street Address	404 E MAIN ST
City	WARSAW
State	KY
Zip	41095-2095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	.257 AC & HOUSE
Legal Subdivision	WARSAW FURNITURE MFG CO ADDITION
Jurisdiction	GALLATIN KY
Township / Civil Division	WARSAW
Census Block Group	2
Census Block	2008
Census Tract	960103

Owner

Source: Gallatin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	937 JERICHO RD, WARSAW, KY 41095-9216
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 27, 2018	Quit Claim Deed, Subdivision Related Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
May 21, 2018	Special Warranty Deed, Transfer
May 9, 2018	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Prior Sale	May 18, 2018 · Amount on Record
Deed Document Number	201872216
Deed Book / Page	126 / 549
Last Transfer Date	Nov 24, 2018
Transfer Doc	00D127/791
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN KY
Property Address	404 E MAIN ST, WARSAW, KY 41095-2095
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M237/301
Date	Dec 3, 2018
Book Page	M237/301
Instrument	73094

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

November 2018: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	GALLATIN KY
Recording Date	Nov 27, 2018
Property Address	404 E MAIN ST, WARSAW, KY 41095-2095
Document Number	00D127/791
Book / Page	D127 / 791
Map Reference	MB 16 PG 352
Instrument Date	Nov 24, 2018
Instrument	73081
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	937 JERILO RD, 937, WARSAW, LA 71095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	937 JERILO RD, WARSAW, KY 41095

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GALLATIN KY
Recording Date	May 21, 2018
Property Address	404 E MAIN ST, WARSAW, KY 41095-2095
Document Number	00D126/549
Book / Page	D126 / 549
Map Reference	MB 16 PG 352
Instrument Date	May 18, 2018
Instrument	72216
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$31.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	937 JESCHA RD, WARSAW, KY 41095

May 2018: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	GALLATIN KY
Recording Date	May 9, 2018
Property Address	404 E MAIN ST, WARSAW, KY 41095-2095
Document Number	00D126/485
Book / Page	D126 / 485
Map Reference	MB 16 PG 352
Instrument Date	May 4, 2018
Instrument	72154
Transaction Type	Foreclosure
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14221 DALLAS PKWY, DALLAS, TX 75254-2942
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Gallatin County
Municipality	Warsaw City
Unified School District	Gallatin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,200 (-) Land $15,000 Building $66,200	$81,200 (-) Land $15,000 Building $66,200
2025	$862.00 (-0.92%)	$81,200 (-) Land $15,000 Building $66,200	$81,200 (-) Land $15,000 Building $66,200
2023	$870.00	$81,200 Land $15,000 Building $66,200	$81,200 Land $15,000 Building $66,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARSAW WATER WORKS serves 1,988 people · EPA ID KY0390444
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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