404 E Main St, Silver Cliff (Westcliffe), CO 81252 Property Records

Custer County property record for 404 E Main St, Silver Cliff, CO 81252

Property Summary

Property Type	Restaurant
Details	2 ba · 4,560 sqft · built 2011
Lot Size	4 acres (174,240 sqft)
Owner	Company Name on Record
Last Sale	$470,000 (Jul 2024)
Tax Bill	$9,253 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2024 Sale & Construction Loan + 3 more
APN	`0010218500`

Property Details

APN / Parcel Number

Primary APN	`0010218500`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	4,560 sqft Heated Area
Gross Area	3,600 sqft
1st Floor Area	3,600 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2017
Exterior Material	Marblecrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	404 E MAIN ST
City	SILVER CLIFF
State	CO
Zip	81252-8307
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	LOTS 9-16 BLK 52 TOWN OF SILVER CLIFF
Legal Subdivision	SILVER CLIFF
Legal Block	52
Legal Lot Number	9-16
Jurisdiction	CUSTER CO
Township / Civil Division	WESTCLIFFE
Census Block Group	3
Census Block	3069
Census Tract	970101

Owner

Source: Custer County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	765 WET MOUNTAIN TRL, WESTCLIFFE, CO 81252-7553
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit KIRKPATRICK BANK
Jul 10, 2024	Warranty Deed, Construction Loan · Construction Mortgage ANABAPTIST FINANCIAL
Sep 11, 2019	Warranty Deed, Transfer MAVERICKES LLC
Sep 11, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 18, 2011	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Sep 11, 2019 · Amount on Record
Deed Document Number	2024250876
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER CO
Property Address	404 E MAIN ST, SILVER CLIFF, CO 81252-8307
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000243908
Date	Nov 24, 2021
Instrument	243908

Lender

Name	KIRKPATRICK BANK
Type	Bank
Address	WESTCLIFFE, CO 81252

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	15 Months
Due	Nov 24, 2026

July 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CUSTER CO
Recording Date	Jul 10, 2024
Property Address	404 E MAIN ST, SILVER CLIFF, CO 81252-8307
Document Number	0000250876
Instrument Date	Jul 10, 2024
Instrument	250876
Transaction Type	Construction Loan
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$47.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E MAIN ST, SILVER CLIFF, CO 81252-8307

Mortgage

Document Number	0000250877
Date	Jul 10, 2024
Instrument	250877

Lender

Name	ANABAPTIST FINANCIAL
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSTER CO
Recording Date	Sep 11, 2019
Property Address	404 E MAIN ST, SILVER CLIFF, CO 81252-8307
Document Number	0000236166
Instrument Date	Sep 10, 2019
Instrument	236166
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	93 DORA MOUNTAIN RD, WESTCLIFFE, CO 81252-9759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E MAIN ST, SILVER CLIFF, CO 81252-8307

Mortgage

Document Number	0000236168
Date	Sep 11, 2019
Instrument	236168

Lender

Name	MAVERICKES LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	48 Months
Due	Sep 9, 2023

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUSTER CO
Recording Date	Sep 11, 2019
Property Address	404 E MAIN ST, SILVER CLIFF, CO 81252-8307
Document Number	0000236167
Instrument Date	Sep 10, 2019
Instrument	236167
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	93 DORA MOUNTAIN RD, WESTCLIFFE, CO 81252-9759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E MAIN ST, SILVER CLIFF, CO 81252-8307

July 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSTER CO
Recording Date	Jul 18, 2011
Property Address	404 E MAIN ST, SILVER CLIFF, CO 81252-8307
Document Number	000676/087
Book / Page	676 / 087
Instrument Date	Jul 15, 2011
Instrument	00217211
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MAIN ST, SILVER CLIFF, CO 81252-8307

Tax Assessment & Valuation

Source: Custer County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Custer County
Municipality	Silver Cliff Town
Unified School District	Custer County School District C-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,253.00 (+84.99%)	$133,130 (+65.63%)	$493,066 (+93.06%)
2023	$5,002.00 (-6.17%)	$80,380 (+8.53%)
2022	$5,331.00	$74,060 Land $16,240 Building $57,820	$255,389 Land $56,000 Building $199,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROUND MOUNTAIN WSD serves 1,950 people · EPA ID CO0114500
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5
Hilltop Broadband Fixed Wireless	50 / 15
Visionary Broadband Fixed Wireless	25 / 3

May also be available: AT&T.

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