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404 E Main St, La Harpe, IL 61450 Property Records

Hancock County property record for 404 E Main St, La Harpe, IL 61450 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$46,000 (Dec 2024)
Tax Bill$1,976 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Dec 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-21-000-649

Property Details

APN / Parcel Number

Primary APN06-21-000-649

Exterior

Lot Area13,939 sqft (0.32 acres)

Location & Zoning

Street Address404 E MAIN ST
CityLA HARPE
StateIL
Zip61450-5093
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS21 T7 R5 LA HARPE LOT 3 BLK 12 LA HARPE
Legal Range05
Legal Township07
Legal Section21
Legal SubdivisionORIGINAL TOWN NOW CITY OF LA HARPE
Legal Block12
Legal Lot Number3
JurisdictionHANCOCK IL
Township / Civil DivisionLA HARPE
Census Block Group2
Census Block2045
Census Tract953700

Owner

Source: Hancock County records · APN 06-21-000-649

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address404 E MAIN ST, LA HARPE, IL 61450-5093
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2026Deed of Trust, Mortgage · Closed-End Mortgage
RARITAN STATE BANK
Dec 19, 2024Warranty Deed, Transfer · Closed-End Mortgage
RARITAN STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2024 · Amount on Record
Deed SaleDec 19, 2024 · Amount on Record
Prior SaleDec 18, 2024 · Amount on Record
Deed Document Number20242787
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IL
Property Address404 E MAIN ST, LA HARPE, IL 61450-5093
Transaction TypeMortgage
Record UpdatedJun 16, 2026
Title CompanyWESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 E MAIN ST, LA HARPE, IL 61450-5093

Mortgage

Document Number0020260276
DateFeb 03, 2026
Instrument2026-0276
Lender
NameRARITAN STATE BANK
TypeBank
AddressRARITAN, IL 61471
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term83 Months
DueJan 15, 2033
Interest
Rate TypeAdjustable Rate
Rate6.63%

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK IL
Recording DateDec 19, 2024
Property Address404 E MAIN ST, LA HARPE, IL 61450-5093
Document Number0020242787
Instrument DateDec 18, 2024
Instrument2024-2787
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$46.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address404 E MAIN ST, LA HARPE, IL 61450-5093

Mortgage

Document Number0020242788
DateDec 19, 2024
Instrument2024-2788
Lender
NameRARITAN STATE BANK
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term84 Months
DueDec 18, 2031
Interest
Rate7.28%

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHancock County
County SubdivisionLa Harpe Township
MunicipalityLa Harpe City
Elementary School DistrictLa Harpe Community School District 347 (PK - 08)
Secondary School DistrictIllini West High School District 307 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$26,804 (+2.68%) Land $2,248 Building $24,556$80,412 (+2.68%) Land $6,744 Building $73,668
2024$1,976.00$26,104 (+19.33%) Land $2,189 Building $23,915
2023$78,312 (+19.33%) Land $6,567 Building $71,745
2022Homeowner's exemption$21,876 (+13.39%) Land $1,835 Building $20,041$65,628 (+13.39%) Land $5,505 Building $60,123
2021$19,292 Land $1,618 Building $17,674$57,876 Land $4,854 Building $53,022

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (17067C), updated October 16, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170679537002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2008)
Most Recent ClaimJun 2008, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 159 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
LaHarpe Telephone Company, Inc. (IL)Fiber100 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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