404 E Lincoln St, Seneca, IL 61360 Property Records

LaSalle County property record for 404 E Lincoln St, Seneca, IL 61360

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,624 sqft · built 1978
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Tax Bill	$3,224 (2025)
Deeds & Mortgages	Mar 2024 Transfer May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-24-403-056`

Property Details

APN / Parcel Number

Primary APN	`24-24-403-056`
Alternative APN	`20-24-452-004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	404 E LINCOLN ST
City	SENECA
State	IL
Zip	61360-9684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARK'S ADD, LT 3 (EX N55') & E4' S45' LT 1 & E4' LT 2 BLK 2 SEC 24-33-5
Legal Range	05
Legal Township	33
Legal Section	24
Legal Subdivision	CLARKS ADD
Legal Block	2
Legal Lot Number	3-2
Jurisdiction	LASALLE IL
Township / Civil Division	MANLIUS
Census Block Group	3
Census Block	3015
Census Tract	962400

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 E LINCOLN ST, SENECA, IL 61360-9684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Jun 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW DAY FINANCIAL LLC
Nov 1, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 11, 2024
Transfer Doc	0202402357
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LASALLE IL
Recording Date	Mar 11, 2024
Property Address	404 E LINCOLN ST, SENECA, IL 61360-9684
Document Number	0202402357
Map Reference	MB U PG 11
Instrument Date	Mar 11, 2024
Instrument	2024-02357
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E LINCOLN ST, SENECA, IL 61360-9684

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	404 E LINCOLN ST, SENECA, IL 61360-9684
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202106841
Date	May 5, 2021
Instrument	2021-06841

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	404 E LINCOLN ST, SENECA, IL 61360-9684
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201707694
Date	Jun 1, 2017
Instrument	201707694

Lender

Name	NEW DAY FINANCIAL LLC
Type	Funding / Finance Company
Address	IL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	404 E LINCOLN ST, SENECA, IL 61360-9684
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201914680
Date	Nov 1, 2019
Instrument	201914680

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Manlius Township
Municipality	Seneca Village
Elementary School District	Seneca Community Consolidated School District 170 (PK - 08)
Secondary School District	Seneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,224.00 (+18.1%)	$56,335 (+20.15%) Land $6,727 Building $49,608	$169,005 (+20.15%) Land $20,181 Building $148,824
2024	$2,730.00	$46,887 (-0.21%) Land $5,599 Building $41,288	$140,661 (-0.21%) Land $16,797 Building $123,864
2023		$46,986 (+44.16%) Land $5,611 Building $41,375	$140,958 (+44.16%) Land $16,833 Building $124,125
2022		$32,593 Land $4,871 Building $27,722	$97,779 Land $14,613 Building $83,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1992–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SENECA serves 2,353 people · EPA ID IL0991050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable	2,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV.

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