404 E Hereford Ave, Independence, MO 64055 Property Records

Jackson County property record for 404 E Hereford Ave, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,141 sqft · built 1920
Lot Size0.158 acres (6,870 sqft)
Owner2 Individual Names on File
Last Sale$31,300 (Aug 2017)
Tax Bill$1,005 (2025)
Deeds & MortgagesMar 2022 Mortgage
Feb 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-540-23-15

Property Details

APN / Parcel Number

Primary APN26-540-23-15
Alternative APNs
  • 26-540-23-15-00-0-00-000
  • 26540231500000001
  • 782412

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,141 sqft Living Area
1st Floor Area736 sqft
Basement Area1,261 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialStucco
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,870 sqft (0.158 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
PorchSlab
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number782412
Street Address404 E HEREFORD AVE
CityINDEPENDENCE
StateMO
Zip64055-1537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGUDGELL PARK LOT 136
Legal SubdivisionGUDGELL PARK
Legal Block2
Legal Lot Number136
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group2
Census Block2028
Census Tract12300

Owner

Source: Jackson County records · APN 26-540-23-15

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address404 E HEREFORD AVE, INDEPENDENCE, MO 64055-1537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Feb 22, 2022Intrafamily Transfer, Transfer
ALLIANCE TI, ALLIANCE
Sep 11, 2019Deed of Trust, Mortgage
UNITED CONSUMERS CU
Aug 01, 2017Deed of Trust, Mortgage
EVET INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2017 · Amount on Record
Deed SaleAug 03, 2017 · Amount on Record
Prior SaleSep 21, 2005
Deed Document Number2017E71683
Last Transfer DateFeb 17, 2022
Transfer Doc00E0016552
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address404 E HEREFORD AVE, INDEPENDENCE, MO 64055-1537
Transaction TypeMortgage
Record UpdatedMar 18, 2022
Title CompanyALLIANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 E HEREFORD AVE, INDEPENDENCE, MO 64055-1537

Mortgage

Document Number00E0023894
DateMar 14, 2022
Instrument2022E0023894
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON MO
Recording DateFeb 22, 2022
Property Address404 E HEREFORD AVE, INDEPENDENCE, MO 64055-1537
Document Number00E0016552
Instrument DateFeb 17, 2022
Instrument2022E0016552
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyALLIANCE TI, ALLIANCE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 E HEREFORD AVE, INDEPENDENCE, MO 64055-1537

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address404 E HEREFORD AVE, INDEPENDENCE, MO 64055-1537
Document Number0000E74719
Instrument DateSep 11, 2019
Transaction TypeMortgage
Record UpdatedOct 17, 2019
Title CompanyALPHA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address404 E HEREFORD AVE INDEPENDENCE MO 640551537, INDEPENDENCE, MO 64055-1537

Mortgage

Document Number0000E74719
DateSep 18, 2019
Instrument74719E
Lender
NameUNITED CONSUMERS CU
AddressINDEPENDENCE, MO 64050
Agreement
AmountAmount Recorded
Term180 Months
DueSep 17, 2034

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address404 E HEREFORD AVE, INDEPENDENCE, MO 64055-1537
Document Number0000E71684
Instrument DateAug 01, 2017
Transaction TypeMortgage
Record UpdatedAug 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000E71684
DateAug 03, 2017
Instrument71684E
Lender
NameEVET INC
Address129 W 2341 ST, INDEPENDENCE, MO 64050
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,005.00 (-30.01%)$14,071 (-32.13%) Land $3,534 Building $10,537$74,060 (-32.12%)
2024$1,436.00 (+2.35%)
2023$1,403.00$20,731 Land $1,066 Building $19,665$109,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), as of May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950123002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–1985)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 1985 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 475 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO1010399, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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