404 E Ford St, Harrisburg, IL 62946 Property Records

Saline County property record for 404 E Ford St, Harrisburg, IL 62946

Property Summary

Property TypeSingle Family Home
Owner2 Individual Names on File
Tax Bill$672 (2024)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (reduced by levee)
APN06-2-620-10

Property Details

APN / Parcel Number

Primary APN06-2-620-10

Location & Zoning

Street Address404 E FORD ST
CityHARRISBURG
StateIL
Zip62946-1153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHB,S ,T ,R ,Q ,L028,B000 SUNRISE PARK LOT 28 2032/641 8/12 W/D 08-15-112-006-0040
Legal SubdivisionG H DORRIS SUNRISE PARK ADDITION
Legal Lot Number28
JurisdictionSALINE IL
Township / Civil DivisionHARRISBURG
Census Block Group1
Census Block1020
Census Tract955900

Owner

404 E Ford St is owned and occupied by two individuals who acquired it in July 2026.

Source: Saline County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address404 E FORD ST, HARRISBURG, IL 62946-1153
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2012
Deed SaleAug 23, 2012
Deed Document Number2012244648
Deed Book / Page2032 / 641
Last Transfer DateJul 22, 2026
Transfer Doc0000293386
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSALINE IL
Recording DateAug 18, 2026
Property Address404 E FORD ST, HARRISBURG, IL 62946-1153
Document Number0000293386
Book / Page2294 / 322
Instrument DateJul 22, 2026
Instrument2026293386
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address404 E FORD ST, HARRISBURG, IL 62946-1153

Mortgage

Document Number0000293387,
DateAug 18, 2026
Instrument2026293387
Lender
NameSIU CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Saline County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateIllinois
CountySaline County
County SubdivisionHarrisburg Township
MunicipalityHarrisburg City
Unified School DistrictHarrisburg Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$672.00 Homeowner's exemption$13,510 Land $1,070 Building $12,440$40,530 Land $3,210 Building $37,320
2022$10,795 (-2.99%) Land $855 Building $9,940$32,385 (-2.99%) Land $2,565 Building $29,820
2021$531.00 Homeowner's exemption$11,128 Land $881 Building $10,247$33,384 Land $2,643 Building $30,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 E Ford St in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2011–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 E Ford St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRISBURG
serves 8,524 people · EPA ID IL1650200
Water SourcePurchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State InspectionAug 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Futiva, Wisper ISP, Zito Media.

Nearby Properties on E Ford St

Nearby Streets

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