404 E Congress St, Pacific, MO 63069 Property Records

Franklin County property record for 404 E Congress St, Pacific, MO 63069

Property Summary

Property Type	Exempt (Full or Partial)
Details	640 sqft · built 1998
Lot Size	0.8 acres (34,848 sqft)
Owner	Company Name on File
Flood Zone	Zone AE (high risk)
APN	`19-1-12.0-4-099-201.000`

Property Details

APN / Parcel Number

Primary APN	`19-1-12.0-4-099-201.000`

Interior

Building Area	640 sqft
1st Floor Area	640 sqft

Exterior

Year Built	Built 1998
Lot Area	34,848 sqft (0.8 acres)
Shed	1 Shed
Utility Building	640 sqft

Location & Zoning

Street Address	404 E CONGRESS ST
City	PACIFIC
State	MO
Zip	63069
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	NE COR SE SE S SIDE OF CONGRESS STREET
Legal Range	02E
Legal Township	43
Legal Section	12
Legal Quarter	SE
Legal Block	99
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	2
Census Block	2015
Census Tract	800703

Owner

Source: Franklin County records · APN 19-1-12.0-4-099-201.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	300 HOVEN DR, PACIFIC, MO 63069-1157
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Pacific City
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Market Value
2025	Additional exemption filed	$24,580 (-3.3%) Land $19,800 Building $4,780
2023		$25,420 Land $19,800 Building $5,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718007032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	49 (2008–2024)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 20 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 24 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 281 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bays-ET Highspeed Fixed Wireless · Fiber in parts of the area	600 / 100
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	PACIFIC PWS serves 6,000 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	10 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.