404 E Chester St, Cabery, IL 60919 Property Records

Ford County property record for 404 E Chester St, Cabery, IL 60919

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1924
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Dec 2025)
Tax Bill	$2,218 (2025)
Deeds & Mortgages	Jun 2010 Mortgage Dec 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-01-16-127-005`

Property Details

APN / Parcel Number

Primary APN	`01-01-16-127-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Basement Area	358 sqft
Unfinished Basement	358 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	192 sqft

Location & Zoning

Street Address	404 E CHESTER ST
City	CABERY
State	IL
Zip	60919-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 10 BLK B AMES 2ND ADD 50 X 165 ZONING R-1
Legal Range	09E
Legal Township	29N
Legal Section	16
Legal Subdivision	AMES 2ND ADD
Legal Block	B
Legal Lot Number	10
Jurisdiction	FORD IL
Township / Civil Division	ROGERS
Census Block Group	2
Census Block	2008
Census Tract	961600

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 E CHESTER ST, CABERY, IL 60919-5421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2010	Deed of Trust, Mortgage VERMILION VALLEY BANK
Dec 29, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 29, 2025	Warranty Deed, Transfer · Line of Credit VERMILLION VALLEY BANK
Dec 7, 2017	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE
Oct 10, 2012	Warranty Deed, Transfer PHH HOME LOANS, LLC D/B/A COLDWELL BANKE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Dec 7, 2017
Deed Document Number	2025287276
Prior Transfer Date	Nov 29, 2017
Prior Transfer Doc	267801
Record Updated	Oct 29, 2026

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	404 E CHESTER ST, CABERY, IL 60919-5421
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000248798
Date	Jun 30, 2010
Instrument	248798

Lender

Name	VERMILION VALLEY BANK
Address	111 W HACK ST, CULLOM, IL 60929

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Jul 15, 2015

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Dec 29, 2025
Property Address	404 E CHESTER ST, CABERY, IL 60919-5421
Document Number	0000287276
Instrument Date	Dec 15, 2025
Instrument	287276
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$107.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E CHESTER ST, CABERY, IL 60919-5421

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Dec 29, 2025
Property Address	404 E CHESTER ST, CABERY, IL 60919-5421
Document Number	0000287276
Instrument Date	Dec 15, 2025
Instrument	287276
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E CHESTER ST, CABERY, IL 60919-5421

Mortgage

Document Number	0000287277
Date	Dec 29, 2025
Instrument	287277

Lender

Name	VERMILLION VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2040

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FORD IL
Recording Date	Dec 7, 2017
Property Address	404 E CHESTER ST, CABERY, IL 60919-5421
Document Number	267801
Instrument Date	Nov 29, 2017
Instrument	267801
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E CHESTER ST, CABERY, IL 60919-5421

Mortgage

Document Number	267802
Date	Dec 7, 2017
Instrument	267802

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Oct 10, 2012
Property Address	404 E CHESTER ST, CABERY, IL 60919-5421
Document Number	255534
Instrument Date	Oct 4, 2012
Instrument	255534
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RAILROAD AVE, CABERY, IL 60919

Mortgage

Document Number	0000255535
Date	Oct 10, 2012
Instrument	255535

Lender

Name	PHH HOME LOANS, LLC D/B/A COLDWELL BANKE
Address	1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2042

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Rogers Township
Municipality	Cabery Village
Unified School District	Tri-Point Community Unit School District 6-J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,218.00 (+32.89%) Homeowner's exemption	$31,360 (+13.01%) Land $1,310 Building $30,050	$94,080 (+13.01%) Land $3,930 Building $90,150
2024	$1,669.00 (+11.42%) Homeowner's exemption	$27,750 (+25.85%) Land $1,160 Building $26,590	$83,250 (+25.85%) Land $3,480 Building $79,770
2022	$1,498.00	$22,050 Land $920 Building $21,130	$66,150 Land $2,760 Building $63,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABERY serves 266 people · EPA ID IL0534200
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on E Chester St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures