404 E Cedar St, Winnsboro, TX 75494 Property Records

Wood County property record for 404 E Cedar St, Winnsboro, TX 75494 · Last verified January 2026

Property Summary

Property Type	Residential
Details	5 ba · 1,956 sqft · built 1915
Lot Size	0.398 acres (17,346 sqft)
Owner	Individual Name on File
Tax Bill	$433 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5335-0002-0030-50`

Property Details

APN / Parcel Number

Primary APN	`5335-0002-0030-50`
Alternative APN	`40428`

Interior

Full Baths	5 Baths
Building Area	1,956 sqft Living Area
Gross Area	3,330 sqft
1st Floor Area	1,956 sqft

Exterior

Year Built	Built 1915
Architectural Style	Other
Exterior Material	Wood
Lot Area	17,346 sqft (0.398 acres)
Lot Dimensions	182 ft deep x 95 ft wide
Porch	Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	5335-0002-0030-50
Old Parcel Number	53350002003050
Street Address	404 E CEDAR ST
City	WINNSBORO
State	TX
Zip	75494-3320
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 3 PT BLK B .3982 LAWRENCE A-3 G B KING
Legal Subdivision	LAWRENCE
Legal Block	B
Legal Lot Number	3
Jurisdiction	WOOD TX
Township / Civil Division	WINNSBORO
Census Block Group	2
Census Block	2020
Census Tract	950200

Owner

Source: Wood County records · APN 5335-0002-0030-50

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	404 E CEDAR ST, WINNSBORO, TX 75494-3320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 21, 2023
Transfer Doc	202300003548
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD TX
Recording Date	Jul 10, 2026
Property Address	404 E CEDAR ST, WINNSBORO, TX 75494-3320
Document Number	0000006025
Instrument Date	Jul 06, 2026
Instrument	20266025
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E CEDAR ST, WINNSBORO, TX 75494-3320

Mortgage

Document Number	0000006025,
Date	Jul 10, 2026
Instrument	20266025

Lender

Name	FIRST NATIONAL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 06, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.79%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Wood County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wood County
Municipality	Winnsboro City
Unified School District	Winnsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$433.00 (-46.01%) Homeowner's exemption Senior Citizen's exemption	$130,273 (-32.62%) Land $8,670 Building $201,000	$209,670 (+8.45%) Land $8,670 Building $201,000
2023		$193,340 Land $8,670 Building $184,670	$193,340 Land $8,670 Building $184,670
2022	$802.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wood County (48499C), updated September 3, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484999502002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1980–1993)
Most Recent Claim	Oct 1993, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 339 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Optimum Communications	Cable	940 / 35
Peoples Telephone Cooperative	Fixed Wireless	500 / 60
Verizon	Fixed Wireless	300 / 20
AMG Technology Investment Group	Fixed Wireless (unlicensed)	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.