404 E Cedar St, Massena, IA 50853 Property Records

Cass County property record for 404 E Cedar St, Massena, IA 50853

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,440 sqft · built 1972
Lot Size	0.393 acres (17,136 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,336 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`420008939001000`

Property Details

APN / Parcel Number

Primary APN	`420008939001000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Finished Basement	672 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,136 sqft (0.393 acres)
Lot Dimensions	238 ft deep x 72 ft wide

Exterior Amenities

Porch	Slab
Porch Area	34 sqft
Deck Area	36 sqft
Patio Area	460 sqft
Shed	1 Shed
Shed Area	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	404 E CEDAR ST
City	MASSENA
State	IA
Zip	50853-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND ADD S72' N221' 1/2' W238' LOT 29
Legal Subdivision	MASSENA 2ND ADD
Legal Lot Number	29
Jurisdiction	CASS IA
Township / Civil Division	MASSENA
Census Block Group	2
Census Block	2101
Census Tract	190300

Owner

Source: Cass County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 E CEDAR ST, MASSENA, IA 50853-1010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jul 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 19, 2018
Transfer Doc	2018/1363
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	404 E CEDAR ST, MASSENA, IA 50853-1010
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/544
Date	Mar 11, 2021
Book Page	2021/544
Instrument	2021-544

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS IA
Recording Date	Jul 20, 2018
Property Address	404 E CEDAR ST, MASSENA, IA 50853-1010
Document Number	2018/1363
Book / Page	2018 / 1363
Instrument Date	Jul 19, 2018
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 E CEDAR ST, MASSENA, IA 50853-1010

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Massena City
Unified School District	CAM Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,336.00 Homeowner's exemption	$151,300 (+12.19%) Land $6,970 Building $144,330	$151,300 (+12.19%) Land $6,970 Building $144,330
2024	$2,336.00 (+5.42%)
2023		$134,860 Land $6,970 Building $127,890	$134,860 Land $6,970 Building $127,890
2022	$2,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASSENA WATER SUPPLY serves 364 people · EPA ID IA1558055
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Sep 2023 Treatment failure resolved · May 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cumberland Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cedar St

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