404 E Carriage Ct, Spokane, WA 99218 Property Records

Spokane County property record for 404 E Carriage Ct, Spokane, WA 99218

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,536 sqft · built 1977
Lot Size	0.296 acres (12,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Sep 2025)
Tax Bill	$4,283 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`36083.0712`

Property Details

APN / Parcel Number

Primary APN	`36083.0712`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,536 sqft Living Area
Gross Area	3,466 sqft
1st Floor Area	1,456 sqft
Basement Area	780 sqft
Finished Basement	750 sqft
Unfinished Basement	30 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2021
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,899 sqft (0.296 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	324 sqft
Deck Area	288 sqft
Patio Area	96 sqft
Canopy	288 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 E CARRIAGE CT
City	SPOKANE
State	WA
Zip	99218-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	CARRIAGE HILLS ADD L12 B3
Legal Range	43E
Legal Township	26N
Legal Section	08
Legal Subdivision	CARRIAGE HILLS ADD
Legal Block	3
Legal Lot Number	12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2024
Census Tract	10505

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 E CARRIAGE CT, SPOKANE, WA 99218-1609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit CANOPY CU
Apr 22, 2024	Deed of Trust, Mortgage CANOPY FCU
Oct 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage SERVION INC
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 31, 2017	Grant Deed, Transfer ENDEAVOR AMERICA LOAN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Oct 27, 2016 · Amount on Record
Deed Document Number	20257440746
Prior Transfer Date	Oct 24, 2016
Prior Transfer Doc	0006548004
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	404 E CARRIAGE CT, SPOKANE, WA 99218-1609
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	TICOR CP, TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007140150
Date	Oct 20, 2021
Instrument	7140150

Lender

Name	CANOPY CU
Type	Non-Lending Institution
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	277 Months
Due	Nov 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	404 E CARRIAGE CT, SPOKANE, WA 99218-1609
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E CARRIAGE CT, SPOKANE, WA 99218-1609

Mortgage

Document Number	0007344555
Date	Apr 22, 2024
Instrument	7344555

Lender

Name	CANOPY FCU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2039

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	404 E CARRIAGE CT, SPOKANE, WA 99218-1609
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	FIRST AMERICAN TITLE, FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E CARRIAGE CT, SPOKANE, WA 99218-1609

Mortgage

Document Number	0007378561
Date	Oct 17, 2024
Instrument	7378561

Lender

Name	SERVION INC
Type	Funding / Finance Company
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 15, 2025
Property Address	404 E CARRIAGE CT, SPOKANE, WA 99218-1609
Document Number	0007440746
Map Reference	VOL 12 PG 15
Instrument Date	Sep 11, 2025
Instrument	7440746
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E CARRIAGE CT, SPOKANE, WA 99218-1609

Mortgage

Document Number	0007440747
Date	Sep 15, 2025
Instrument	7440747

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	404 E CARRIAGE CT, SPOKANE, WA 99218-1609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006922138
Date	May 20, 2020
Instrument	6922138

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 31, 2017
Property Address	404 E CARRIAGE CT, SPOKANE, WA 99218-1609
Document Number	0006589820
Instrument Date	Mar 20, 2017
Instrument	6589820
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10627 N COLLEGE PLACE DR SPOKANE WA 992181504, SPOKANE, WA 99218-1504

Mortgage

Document Number	6589821
Date	Mar 31, 2017
Instrument	6589821

Lender

Name	ENDEAVOR AMERICA LOAN SVCS
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,283.00 (+1.11%)	$480,600 (+16.09%) Land $110,000 Building $370,600	$480,600 (+16.09%) Land $110,000 Building $370,600
2025	$4,236.00 (+11.12%)	$414,000 (-4.39%) Land $86,000 Building $328,000	$414,000 (-4.39%) Land $86,000 Building $328,000
2024	$3,812.00 (-5.06%)	$433,000 (+40.27%) Land $86,000 Building $347,000	$433,000 (+40.27%) Land $86,000 Building $347,000
2023	$4,015.00 (+13.71%)	$308,700 Land $60,000 Building $248,700	$308,700 Land $60,000 Building $248,700
2022	$3,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

Nearby Properties on E Carriage Ct

Nearby Streets

All Spokane, WA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures