404 E Bay St, #1, Jacksonville, FL 32202 Property Records

Duval County property record for 404 E Bay St, #1, Jacksonville, FL 32202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,017 sqft · built 2002
Lot Size	0.046 acres (2,023 sqft)
Owner	2 Company Names on File
Last Sale	$615,000 (Mar 2023)
Tax Bill	$8,717 (2025)
Deeds & Mortgages	Mar 2023 Sale Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073358-5005`

Property Details

APN / Parcel Number

Primary APN	`073358-5005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,017 sqft Living Area
Gross Area	2,269 sqft
1st Floor Area	1,024 sqft
Upper Floors Area	1,060 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	2,023 sqft (0.046 acres)
View / Lot	River
Porch	Finished/Open Porch
Porch Area	180 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	404 E BAY ST, 1
City	JACKSONVILLE
State	FL
Zip	32202-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	38-2S-26E .046 PT J BELLAMY GRANT,PT SUBMERGED LANDS RECD O/R 21407-486
Legal Range	26E
Legal Township	02S
Legal Section	38
Legal Subdivision	JACKSONVILLE KNIGHTS MAP
Legal Block	1
Legal Lot Number	12,13
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1083
Census Tract	17200

Owner

404 E Bay St, #1 is owned by a company that bought it in March 2023 and is owner-occupied.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Company Names on File
Mailing Address	404 E BAY ST, 1, JACKSONVILLE, FL 32202-2902
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Warranty Deed, Transfer ATTORNEYS TITLE SERVICES LLC
Jan 4, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on File
Deed Sale	Mar 13, 2023 · Amount on File
Prior Sale	Jan 4, 2019 · Amount on File
Deed Document Number	202348906
Deed Book / Page	20609 / 1579
Prior Transfer Date	Nov 22, 2004
Prior Transfer Doc	0124070593
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 13, 2023
Property Address	404 E BAY ST # 1, 1, JACKSONVILLE, FL 32202-2902
Document Number	0206091579
Book / Page	20609 / 1579
Instrument Date	Mar 9, 2023
Instrument	2023048906
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	ATTORNEYS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$4,305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1087 VICTORY LAKE DR, JACKSONVILLE, FL 32221-1389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E BAY ST # 1, 1, JACKSONVILLE, FL 32202-2902

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 4, 2019
Property Address	404 E BAY ST # 1, 1, JACKSONVILLE, FL 32202-2902
Document Number	0186472128
Book / Page	18647 / 2128
Instrument Date	Dec 27, 2018
Instrument	2019002492
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3319 AMERICAN SADDLER DR, 3319, PARK CITY, UT 84060-6819

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 E BAY ST # 1, 1, JACKSONVILLE, FL 32202-2902

Mortgage

Document Number	2019002493
Date	Jan 4, 2019
Instrument	2019002493

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 404 E Bay St, #1 was $8,717 with a homeowner's exemption, up 2.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$543,756 (+2.36%) Land $202,307 Building $341,449	$543,756 (+1.95%) Land $202,307 Building $341,449
2025	$8,717.00 (+2.35%)	$531,219	$533,356 Land $200,000 Building $333,356
2024	$8,517.00 (+41.22%)
2023	$6,031.00 (+9.26%) Homeowner's exemption	$375,313 (+3%)	$493,881 (+6.36%) Land $200,000 Building $293,881
2022	$5,520.00 Homeowner's exemption	$364,382	$464,364 Land $190,000 Building $274,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 E Bay St, #1 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	18 (1983–2019)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Jun 2019
Claims by Event	Hurricane Irma, Sep 2017 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 E Bay St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WiFast Fiber · DSL	10,000 / 10,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, Verizon, Xfinity.

Nearby Properties on E Bay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures