404 E Apple Ave, Owensville, MO 65066 Property Records

Gasconade County property record for 404 E Apple Ave, Owensville, MO 65066

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,126 sqft · built 1925
Lot Size0.652 acres (28,400 sqft)
OwnerCompany Name on Record
Tax Bill$831 (2025)
Deeds & MortgagesMar 2022 Refinance
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-8.0-28-2-18-002.000

Property Details

APN / Parcel Number

Primary APN14-8.0-28-2-18-002.000

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,126 sqft Living Area
1st Floor Area1,126 sqft
FlooringSoftwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAsbestos
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,400 sqft (0.652 acres)
Lot Dimensions142 ft deep x 200 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address404 E APPLE AVE
CityOWENSVILLE
StateMO
Zip65066-1170
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1,2,3,4, BLOCK 11, HAMBRO ADDN, CITY OWENSVILLE
Legal Range05W
Legal Township42N
Legal Section28
Legal SubdivisionHAMBRO ADDN
Legal Block11
Legal Lot Number1&4
JurisdictionGASCONADE MO
Township / Civil DivisionCANAAN
Census Block Group1
Census Block1023
Census Tract960400

Owner

Source: Gasconade County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address301 E MAIN ST, UNION, MO 63084-1621
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST STATE COMMUNITY BANK
Mar 16, 2020Deed of Trust, Mortgage · Commercial Mortgage
FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASCONADE MO
Property Address404 E APPLE AVE, OWENSVILLE, MO 65066-1170
Transaction TypeMortgage
Record UpdatedMar 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020220708
DateMar 11, 2022
Instrument2022-0708
Lender
NameFIRST STATE COMMUNITY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASCONADE MO
Property Address404 E APPLE AVE, OWENSVILLE, MO 65066-1170
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200705
DateMar 16, 2020
Instrument2020-0705
Lender
NameFIRST STATE COMMUNITY BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyGasconade County
MunicipalityOwensville City
Unified School DistrictGasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,850 (-)$72,870 (-) Land $12,370 Building $60,500
2025$831.00 (+14.46%)$13,850 (+8.8%)$72,870 (+8.79%) Land $12,370 Building $60,500
2023$726.00 (+4.01%)$12,730$66,980
2022$698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOWENSVILLE PWS
serves 2,800 people · EPA ID MO6010618
Water SourceGroundwater
Last State InspectionMay 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
FireServe
Fixed Wireless · not low latency
100 / 50
AT&T
Fixed Wireless
100 / 20

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