404 E 900 S, Ladoga, IN 47954 Property Records

Montgomery County property record for 404 E 900 S, Ladoga, IN 47954

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,000 sqft · built 1987
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Apr 2022)
Tax Bill	$1,156 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-02022-30`

Property Details

APN / Parcel Number

Primary APN	`016-02022-30`
Alternative APN	`54-15-17-300-016.000-020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft
Attic	Attic
Attic Area	2,000 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	77,101 sqft (1.77 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	016-02022-30
Street Address	404 E 900 S
City	LADOGA
State	IN
Zip	47954-8023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT EH SWQ 17-17-4 1.77 A
Jurisdiction	MONTGOMERY IN
Township / Civil Division	SCOTT
Census Block Group	2
Census Block	2028
Census Tract	957400

Owner

404 E 900 S is owned and occupied by two individuals who bought it in April 2022.

Source: Montgomery County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 E 900 S, LADOGA, IN 47954-8023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Commercial Mortgage NEWREZ LLC
Sep 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jan 2, 2019	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC
Apr 20, 2022	Warranty Deed, Transfer PARTNERS TITLE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2022 · Amount on File
Deed Sale	Apr 20, 2022 · Amount on File
Prior Sale	Oct 3, 2007 · Amount on File
Deed Document Number	20222204
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IN
Property Address	404 E 900 S, LADOGA, IN 47954-8023
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E 900 S, LADOGA, IN 47954-8023

Mortgage

Document Number	0202504287
Date	Sep 9, 2025
Instrument	202504287

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	1100 VIRGINIA DR STE 125, FORT WASHINGTON, PA 19034

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IN
Property Address	404 E 900 S, LADOGA, IN 47954-8023
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E 900 S, LADOGA, IN 47954-8023

Mortgage

Document Number	0202304019
Date	Sep 5, 2023
Instrument	202304019

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IN
Property Address	404 E 900 S, LADOGA, IN 47954-8023
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201900027
Date	Jan 2, 2019
Instrument	201900027

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IN
Recording Date	Apr 20, 2022
Property Address	404 E 900 S, LADOGA, IN 47954-8023
Document Number	0202202204
Instrument Date	Apr 11, 2022
Instrument	202202204
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	PARTNERS TITLE GROUP INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E 900 S, LADOGA, IN 47954-8023

Tax Assessment & Valuation

The 2025 property tax bill for 404 E 900 S was $1,156, up 5.1% from the year before.

Source: Montgomery County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Montgomery County
County Subdivision	Scott Township
Unified School District	South Montgomery Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,156.00 (+5.09%)	$236,900 (+12.06%) Land $35,400 Building $201,500	$236,900 (+12.06%) Land $35,400 Building $201,500
2024	$1,100.00 (-7.09%)	$211,400 (-4.08%) Land $35,400 Building $176,000	$211,400 (-4.08%) Land $35,400 Building $176,000
2023	$1,184.00 (+2.96%)	$220,400 (+12.91%) Land $31,900 Building $188,500	$220,400 (+12.91%) Land $31,900 Building $188,500
2022	$1,150.00	$195,200 Land $31,900 Building $163,300	$195,200 Land $31,900 Building $163,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 E 900 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 E 900 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

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