404 E 7th St, Loveland, CO 80537 Property Records

Larimer County property record for 404 E 7th St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,368 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$436,500 (Dec 2018)
Tax Bill	$3,194 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`95133-16-006`

Property Details

APN / Parcel Number

Primary APN	`95133-16-006`
Alternative APNs	`9513316906` `R0444693`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
Basement Area	2,155 sqft
Finished Basement	361 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2002
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Garage Area	400 sqft
Porch	Porch
Porch Area	896 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0444693
Old Parcel Number	9513316906
Street Address	404 E 7TH ST
City	LOVELAND
State	CO
Zip	80537-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 & 12, BLK 47, FINLEYS ADDN, LOV
Legal Range	69
Legal Township	05
Legal Section	13
Legal Quarter	SW
Legal Subdivision	LOV BLK 47
Legal Block	47
Legal Lot Number	11&12 12
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	1
Census Block	1013
Census Tract	2007

Owner

404 E 7th St is owned and occupied by an individual who bought it in December 2018.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	404 E 7TH ST, LOVELAND, CO 80537-4804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 10, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on File
Deed Sale	Dec 10, 2018 · Amount on File
Prior Sale	Dec 11, 2012 · Amount on File
Deed Document Number	20180075191
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	404 E 7TH ST, LOVELAND, CO 80537-4804
Document Number	0000035861
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 E 7TH ST LOVELAND CO 805374804, LOVELAND, CO 80537-4804

Mortgage

Document Number	0000035861
Date	May 22, 2020
Instrument	35861

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 10, 2018
Property Address	404 E 7TH ST, LOVELAND, CO 80537-4804
Document Number	0000075191
Instrument Date	Nov 13, 2018
Instrument	20180075191
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9340 SISSON ST, LA MESA, CA 91942-3723

Mortgage

Document Number	0000075193
Date	Dec 10, 2018
Instrument	20180075193

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 404 E 7th St was $3,194.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,194.00	$37,350 Land $781 Building $36,569	$597,600 Land $12,500 Building $585,100
2023	$2,571.00 (+20.59%)	$37,092 (+38.37%) Land $838 Building $36,254	$553,600 (+43.53%) Land $12,500 Building $541,100
2022	$2,132.00	$26,806 Land $869 Building $25,937	$385,700 Land $12,500 Building $373,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 E 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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