404 E 2nd St, Washington, MO 63090 Property Records

Franklin County property record for 404 E 2nd St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,100 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-1-003-141.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-1-003-141.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 1900
Architectural Style	Other
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	404 E 2ND ST
City	WASHINGTON
State	MO
Zip	63090-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:PT38&PT39 LUCINDA OWENS ESTATES
Legal Range	01W
Legal Township	44
Legal Section	22
Legal Quarter	NE
Legal Subdivision	LUCINDA OWENS ESTATES
Legal Block	3
Legal Lot Number	38 39
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	800201

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 E 2ND ST, WASHINGTON, MO 63090-2802
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF WASHINGTON
Oct 7, 2019	Quit Claim Deed, Mortgage BANK OF WA
Nov 28, 2017	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019
Deed Sale	Oct 4, 2019
Prior Sale	Feb 22, 2006
Deed Document Number	1913509
Prior Transfer Date	Nov 28, 2017
Prior Transfer Doc	1717999
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	404 E 2ND ST, WASHINGTON, MO 63090-2803
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002117649
Date	Sep 17, 2021
Instrument	2117649

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 7, 2019
Property Address	404 E 2ND ST, WASHINGTON, MO 63090-2803
Document Number	0000013509
Instrument Date	Oct 4, 2019
Instrument	13509
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 E 2ND ST WASHINGTON MO 630902803, WASHINGTON, MO 63090-2803

Mortgage

Document Number	13510
Date	Oct 7, 2019
Instrument	13510

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 28, 2017
Property Address	404 E 2ND ST, WASHINGTON, MO 63090-2803
Document Number	0000017999
Instrument Date	Nov 27, 2017
Instrument	17999
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1190 W 9TH ST WASHINGTON MO 630901733, WASHINGTON, MO 63090-1733

Mortgage

Document Number	18000
Date	Nov 28, 2017
Instrument	18000

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,168.00 (-0.18%)	$41,258 (+7.83%)	$217,150 (+7.83%) Land $20,270 Building $196,880
2023	$2,172.00 (+1.92%)	$38,262	$201,380 Land $20,270 Building $181,110
2022	$2,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1994–2011)
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber.

Nearby Properties on E 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures