404 E 2nd St, Covington, KY 41011 Property Records

Kenton County property record for 404 E 2nd St, Covington, KY 41011 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 1886
Square Footage6,279 sqft Finished Area
Lot Size13,965 sqft (0.321 acres)
OccupancyOwner Occupied
Last Sale$1,495,000 (2014)
Tax Bill$22,260.00 (2025)

Property Details

APN / Parcel Number

Primary APN054-14-18-007.00

Interior

Bedrooms4 Beds
Full Baths5 Baths
Partial Baths2 Partial Baths
Building Area6,279 sqft Finished Area
Gross Area6,630 sqft Gross Area
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1886
Effective Year BuiltEffective 1886
Exterior MaterialCombination Exterior
Lot Area13,965 sqft (0.321 acres)
Depth X Width142 ft x 98 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address404 E 2ND ST
CityCOVINGTON
StateKY
Zip41011-1706
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT OF COV PT LOTS 64-65-66 98'X 142.5'
Legal SubdivisionORIGINAL PLAT OF COV
Legal Lot Number64,65
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup4
Census Block4015
Census Tract67000

Owner

Source: Kenton County records · APN 054-14-18-007.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address404 E 2ND ST, COVINGTON, KY 41011-1706
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Sep 24, 2020Deed of Trust, Mortgage
PNC BK NATL ASSN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 23, 2014 · Amount on Record
Deed SaleSep 23, 2014 · Amount on Record
Deed Doc Number201409 23 059 00125
Deed Book / Page5500 / 16
Last Transfer DateDec 19, 2016
Transfer Doc0005900058
Record RefreshedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address404 E 2ND ST, COVINGTON, KY 41011-1706
Transaction TypeMortgage
Record UpdatedJan 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 S 2ND ST, COVINGTON, KY 41011

Mortgage

Document Number0005900038
DateDec 09, 2022
Book Page427/233
Instrument22120905900038
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term473 Months
DueMay 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address404 E 2ND ST, COVINGTON, KY 41011-1706
Transaction TypeMortgage
Record UpdatedOct 06, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900180
DateSep 23, 2021
Book Page276/453
Instrument21092305900180
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2036

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address404 E 2ND ST, COVINGTON, KY 41011-1706
Document Number00M1050383
Instrument DateSep 24, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address404 E 2ND ST COVINGTON KY 410111706, COVINGTON, KY 41011-1706

Mortgage

Document Number00M1050383
DateOct 01, 2020
Book Page00M105/000383
Lender
NamePNC BK NATL ASSN
AddressMIAMISBURG, OH 45342
Agreement
AmountAmount Recorded
Term180 Months
DueSep 30, 2035

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$22,260.00 (-0.52%)$1,680,000 (-) Land $160,000 Building $1,520,000$1,680,000 (-) Land $160,000 Building $1,520,000
2023$22,377.00$1,680,000 Land $160,000 Building $1,520,000$1,680,000 Land $160,000 Building $1,520,000

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