404 Duckbill Ln, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 404 Duckbill Ln, Annapolis, MD 21409

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,800 sqft · built 2014
Lot Size	0.039 acres (1,700 sqft)
Owner	2 Individual Names on File
Last Sale	$466,229 (Oct 2014)
Tax Bill	$5,262 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-243-90234470`

Property Details

APN / Parcel Number

Primary APN	`03-243-90234470`
Alternative APN	`24390234470`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,800 sqft Living Area
Gross Area	3,000 sqft
1st Floor Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,700 sqft (0.039 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	24390234470
Street Address	404 DUCKBILL LN
City	ANNAPOLIS
State	MD
Zip	21409-5489
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 38 DUCK BILL LN DEEP CREEK VILLAGE
Legal Subdivision	DEEP CREEK VILLAGE
Legal Block	2
Legal Lot Number	38
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	731004

Owner

404 Duckbill Ln, a townhouse, is owned and occupied by two individuals who bought it in October 2014.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 DUCKBILL LN, ANNAPOLIS, MD 21409-5489
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2014 · Amount on File
Deed Sale	Oct 22, 2014 · Amount on File
Prior Sale	Jun 17, 2014 · Amount on File
Deed Book / Page	27733 / 189
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	404 DUCKBILL LN, ANNAPOLIS, MD 21409-5489
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0368450399
Date	May 25, 2021
Book Page	36845/399

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	288 Months
Due	May 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 404 Duckbill Ln was $5,262 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,900	$528,900 Land $170,000 Building $358,900
2025	$5,262.00
2023	$4,607.00 Homeowner's exemption	$438,200	$441,900 Land $150,000 Building $291,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Duckbill Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Duckbill Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20