404 Drayton Pl, Madison, MS 39110 Property Records

Madison County property record for 404 Drayton Pl, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,830 sqft · built 1999
Owner2 Individual Names on Record
Tax Bill$2,256 (2025)
Deeds & MortgagesMar 2023 Line of Credit
May 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN072E-21D-141

Property Details

APN / Parcel Number

Primary APN072E-21D-141
Alternative APNs
  • 072E-21D-141/00.00
  • 14877

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,830 sqft Adjusted Area
1st Floor Area2,374 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Patio Area132 sqft
Utility Building280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number14877
Old Parcel Number072E-21D-141/00.00
Street Address404 DRAYTON PL
CityMADISON
StateMS
Zip39110-8974
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 47 CRESENT LANDING PT 3
Legal Range02E
Legal Township07N
Legal Section21
Legal SubdivisionCRESCENT LANDING PT 3
Legal Lot Number47
JurisdictionMADISON MS
Township / Civil Division3
Census Block Group1
Census Block1010
Census Tract30110

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address404 DRAYTON PL, MADISON, MS 39110-8974
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
May 17, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Aug 26, 2021Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
May 21, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2003
Deed SaleJun 9, 2003
Deed Document Number0000534524
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address404 DRAYTON PL, MADISON, MS 39110-8974
Transaction TypeMortgage
Record UpdatedApr 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 DRAYTON PL, MADISON, MS 39110-8974

Mortgage

Document Number004313/233
DateMar 22, 2023
Book Page4313/233
Instrument978823
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 10, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address404 DRAYTON PL, MADISON, MS 39110-8974
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 DRAYTON PL, MADISON, MS 39110-8974

Mortgage

Document Number004209/611
DateMay 17, 2022
Book Page4209/611
Instrument956999
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address404 DRAYTON PL, MADISON, MS 39110-8974
Transaction TypeMortgage
Record UpdatedNov 24, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 DRAYTON PL, MADISON, MS 39110-8974

Mortgage

Document Number4092/767
DateAug 26, 2021
Book Page4092/767
Instrument935003
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 13, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address404 DRAYTON PL, MADISON, MS 39110-8974
Transaction TypeMortgage
Record UpdatedOct 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 DRAYTON PL, MADISON, MS 39110-8974

Mortgage

Document Number4042/1
DateMay 21, 2021
Book Page4042/1
Instrument926839
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2041

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,256.00 Homeowner's exemption$21,942 (-)$219,420 (-) Land $40,000 Building $179,420
2024$2,256.00
2023$2,256.00 Homeowner's exemption$21,942$219,420 Land $40,000 Building $179,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims2 (2024–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A -EAST
public/private · serves 18,770 people · EPA ID MS0450002
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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