404 Dirk's Dr, Union City, MI 49094 Property Records

Branch County property record for 404 Dirk's Dr, Union City, MI 49094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,804 sqft · built 1998
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Nov 2021)
Tax Bill	$4,181 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2021 Line of Credit
APN	`021-005-100-055-08`

Property Details

APN / Parcel Number

Primary APN	`021-005-100-055-08`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,804 sqft Building Perimeter
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	89,734 sqft (2.06 acres)
Garage Area	912 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 DIRKS DR
City	UNION CITY
State	MI
Zip	49094-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNION TOWNSHIP T5S R7W SECTION 5 BEG N 00?23'10 E 787.48 FT FR CEN OF SEC 5 TH S 89?34'59" W PAR WITH C/L OF DIVISION ST
Legal Subdivision	W PAR WITH C/L OF DIVISION
Jurisdiction	BRANCH MI
Township / Civil Division	UNION
Census Block Group	3
Census Block	3038
Census Tract	950200

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 DIRKS DR, UNION CITY, MI 49094-9650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 1, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	20218512
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 15, 2021
Property Address	404 DIRKS DR, UNION CITY, MI 49094-9650
Document Number	202108512
Instrument Date	Nov 3, 2021
Instrument	2021-08512
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	TITLE RESOURCE AGENCY, DBA TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,096.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 DIRKS DR, 404, UNION CITY, MI 49094-9650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8235 LONGGEN CIRCLE, CITRUS HEIGHTS, CA 95610-0813

Mortgage

Document Number	202108513
Date	Nov 15, 2021
Instrument	2021-08513

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	404 DIRKS DR, UNION CITY, MI 49094-9650
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 DIRKS DR, UNION CITY, MI 49094-9650

Mortgage

Document Number	202107470
Date	Oct 1, 2021
Instrument	2021-07470

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Sep 10, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Union Township
Municipality	Union City Village
Unified School District	Union City Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,600 (+9.79%)	$401,200 (+9.79%)
2025	$4,181.00 (+5.87%)	$182,710	$365,420
2024	$3,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY serves 1,630 people · EPA ID MI0006720
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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