404 Derby Ct, Oswego, IL 60543 Property Records

Kendall County property record for 404 Derby Ct, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,441 sqft · built 1996
Lot Size	0.328 acres (14,300 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (May 2022)
Tax Bill	$9,857 (2024)
Deeds & Mortgages	May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-19-421-028`

Property Details

APN / Parcel Number

Primary APN	`03-19-421-028`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,441 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	2,441 sqft
Basement Area	1,000 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,300 sqft (0.328 acres)
Garage Type	Attached
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	404 DERBY CT
City	OSWEGO
State	IL
Zip	60543-8223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 178 LAKEVIEW ESTATES WEST UNIT 2 VILLAGE OF OSWEGO
Legal Subdivision	LAKEVIEW ESTATES
Legal Lot Number	178
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3008
Census Tract	890106

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	404 DERBY CT, OSWEGO, IL 60543-8223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	May 1, 1996 · Amount on Record
Deed Document Number	20228567
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	May 16, 2022
Property Address	404 DERBY CT, OSWEGO, IL 60543-8223
Document Number	0000008567
Map Reference	DOC 9505226
Instrument Date	Apr 26, 2022
Instrument	202200008567
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 DERBY CT, 404, OSWEGO, IL 60543-8223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 DERBY CT, OSWEGO, IL 60543-8223

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,203 (+31.76%) Land $29,042 Building $107,161	$408,609 (+31.76%) Land $87,126 Building $321,483
2024	$9,857.00
2022		$103,374 Land $22,042 Building $81,332	$310,122 Land $66,126 Building $243,996

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20