Montgomery County property record for 404 Dearborn St, Hillsboro, IL 62049
| Property Type | Single Family Home |
|---|---|
| Details | 908 sqft · built 1905 |
| Lot Size | 0.137 acres (5,990 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,000 (May 2022) |
| Tax Bill | $1,003 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| APN | 16-02-479-012 |
| Primary APN | 16-02-479-012 |
|---|---|
| Alternative APN |
|
| Building Area | 908 sqft Living Area |
|---|
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Lot Area | 5,990 sqft (0.137 acres) |
| Street Address | 404 DEARBORN ST |
|---|---|
| City | HILLSBORO |
| State | IL |
| Zip | 62049-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W50' LOT 5 FINKS ADD |
| Legal Subdivision | FINKS ADD |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY IL |
| Township / Civil Division | HILLSBORO |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 957900 |
404 Dearborn St is owned and occupied by an individual who bought it in May 2022.
Source: Montgomery County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 DEARBORN ST, HILLSBORO, IL 62049-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on File |
| Deed Sale | May 20, 2022 · Amount on File |
| Deed Document Number | 20221593 |
| Deed Book / Page | 1779 / 931 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Recording Date | May 20, 2022 |
| Property Address | 404 DEARBORN ST, HILLSBORO, IL 62049-1102 |
| Document Number | 001779/931 |
| Book / Page | 1779 / 931 |
| Instrument Date | May 20, 2022 |
| Instrument | 202201593 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | NOT AVAILABLE, SPEARS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 DEARBORN ST, HILLSBORO, IL 62049-1102 |
| Document Number | 2022015941779934 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022015941779934 |
| Name | BANK OF HILLSBORO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 4.75% |
|---|
The 2025 property tax bill for 404 Dearborn St was $1,003 with a homeowner's exemption.
Source: Montgomery County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Montgomery County |
| County Subdivision | Hillsboro Township |
| Municipality | Hillsboro City |
| Unified School District | Hillsboro Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,003.00 | $18,590 Land $2,130 Building $16,460 | $55,770 Land $6,390 Building $49,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 404 Dearborn St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 Dearborn St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILLSBORO serves 4,402 people · EPA ID IL1350300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Also Mapped Here | EJ WATER COOPERATIVE |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Computer Techniques Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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