Colbert County property record for 404 Darby Ave, Sheffield, AL 35660
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 4,005 sqft · built 1964 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,247 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-22-3-001-002.000 |
| Primary APN | 07-05-22-3-001-002.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 30 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,005 sqft Adjusted Area |
| 2nd Floor Area | 1,216 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Tar & Gravel |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 22006 |
|---|---|
| Street Address | 404 DARBY AVE |
| City | SHEFFIELD |
| State | AL |
| Zip | 35660-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 2 & ALL LOT 3 BLK C RIVER OAKS #4 342.165 X 165.96 IRR /DB 2001-08 PG 159-160 |
| Legal Subdivision | RIVER OAKS SEC #4 /4-36 |
| Legal Block | C |
| Legal Lot Number | 2,3 |
| Jurisdiction | COLBERT AL |
| Township / Civil Division | TRI-CITIES |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 20100 |
Source: Colbert County records · APN 07-05-22-3-001-002.000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 DARBY AVE, SHEFFIELD, AL 35660-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING LLC |
| May 12, 2021 | Deed of Trust, Mortgage · VA Mortgage TRUSTMARK NATIONAL BANK |
| Dec 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000108159 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLBERT AL |
| Property Address | 404 DARBY AVE, SHEFFIELD, AL 35660-1512 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025/37999 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 2025/37999 |
| Instrument | 202537999 |
| Name | UNITED MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLBERT AL |
| Property Address | 404 DARBY AVE, SHEFFIELD, AL 35660-1512 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/18713 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 2021/18713 |
| Instrument | 202118713 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLBERT AL |
| Property Address | 404 DARBY AVE, SHEFFIELD, AL 35660-1512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/35681 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 2019/35681 |
| Instrument | 201935681 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Colbert County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Colbert County |
| Municipality | Sheffield City |
| Unified School District | Sheffield City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,247.00 (+6.22%) | $28,100 (+6.12%) Land $1,180 Building $26,920 | $280,900 (+6.12%) Land $11,800 Building $269,100 |
| 2024 | $1,174.00 (+0.09%) | $26,480 (-) Land $1,180 Building $25,300 | $264,700 (-) Land $11,800 Building $252,900 |
| 2023 | $1,173.00 (+8.61%) Homeowner's exemption Senior Citizen's exemption | $26,480 (+8.61%) | $264,700 (+8.56%) Land $11,800 Building $252,900 |
| 2022 | $1,080.00 Homeowner's exemption Senior Citizen's exemption | $24,380 | $243,820 Land $11,840 Building $231,980 |
Source: FEMA National Flood Hazard Layer, Colbert County (01033C), as of June 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010330201004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 189 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system AL0000327, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SHEFFIELD UTILITIES, CITY OF SHEFFIELD serves 13,758 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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