404 Crow Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 404 Crow Rd, Shelby, NC 28152

Property Summary

Property TypeSingle Family Home
Details1,960 sqft · built 1996
Lot Size0.908 acres (39,561 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Mar 2007)
Tax Bill$878 (2025)
Deeds & MortgagesSep 2019 Mortgage
Sep 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN45134

Property Details

APN / Parcel Number

Primary APN45134
Alternative APN
  • 1239848

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,960 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Lot Area39,561 sqft (0.908 acres)
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1239848
Street Address404 CROW RD
CitySHELBY
StateNC
Zip28152-0740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Description1 AC RD 2218
Legal SubdivisionSTATE LINE
Legal Block1
Legal Lot Number77
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1037
Census Tract951601

Owner

Source: Cleveland County records · APN 45134

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address404 CROW RD, SHELBY, NC 28152-0740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Sep 25, 2019Loan Modification, Mortgage · Conventional Mortgage
SELENE FIN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 02, 2007 · Amount on Record
Deed SaleMar 02, 2007 · Amount on Record
Prior SaleSep 29, 2005
Deed Document Number200787631
Deed Book / Page1514 / 170
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address404 CROW RD, SHELBY, NC 28152-0740
Document Number0018000341
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedOct 25, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 CROW RD SHELBY NC 281520740, SHELBY, NC 28152-0740

Mortgage

Document Number0018000341
DateOct 09, 2019
Book Page001800/000341
Instrument31422
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 08, 2049

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLEVELAND NC
Property Address404 CROW RD, SHELBY, NC 28152-0740
Document Number0018000331
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedOct 25, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 CROW RD SHELBY NC 281520740, SHELBY, NC 28152-0740

Mortgage

Document Number0018000331
DateOct 09, 2019
Book Page001800/000331
Instrument31421
Lender
NameSELENE FIN
TypeFunding / Finance Company
AddressHOUSTON, TX 77042
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 08, 2049
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$138,422 (-) Land $15,000 Building $123,422$138,422 (-) Land $15,000 Building $123,422
2025$878.00$138,422 (+111.11%) Land $15,000 Building $123,422$138,422 (+111.11%) Land $15,000 Building $123,422
2023$65,569 Land $10,300 Building $55,269$65,569 Land $10,300 Building $55,269

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 35 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCLEVELAND COUNTY WATER
serves 59,395 people
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Crow Rd

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