Cleveland County property record for 404 Crow Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,960 sqft · built 1996 |
| Lot Size | 0.908 acres (39,561 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Mar 2007) |
| Tax Bill | $878 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Sep 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 45134 |
| Primary APN | 45134 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,960 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 39,561 sqft (0.908 acres) |
| Deck Area | 144 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1239848 |
|---|---|
| Street Address | 404 CROW RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-0740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 1 AC RD 2218 |
| Legal Subdivision | STATE LINE |
| Legal Block | 1 |
| Legal Lot Number | 77 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 951601 |
Source: Cleveland County records · APN 45134
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 CROW RD, SHELBY, NC 28152-0740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Sep 25, 2019 | Loan Modification, Mortgage · Conventional Mortgage SELENE FIN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2007 · Amount on Record |
| Deed Sale | Mar 02, 2007 · Amount on Record |
| Prior Sale | Sep 29, 2005 |
| Deed Document Number | 200787631 |
| Deed Book / Page | 1514 / 170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 404 CROW RD, SHELBY, NC 28152-0740 |
| Document Number | 0018000341 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 404 CROW RD SHELBY NC 281520740, SHELBY, NC 28152-0740 |
| Document Number | 0018000341 |
|---|---|
| Date | Oct 09, 2019 |
| Book Page | 001800/000341 |
| Instrument | 31422 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 08, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 404 CROW RD, SHELBY, NC 28152-0740 |
| Document Number | 0018000331 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 404 CROW RD SHELBY NC 281520740, SHELBY, NC 28152-0740 |
| Document Number | 0018000331 |
|---|---|
| Date | Oct 09, 2019 |
| Book Page | 001800/000331 |
| Instrument | 31421 |
| Name | SELENE FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 08, 2049 |
| Rate | 4.5% |
|---|
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,422 (-) Land $15,000 Building $123,422 | $138,422 (-) Land $15,000 Building $123,422 | |
| 2025 | $878.00 | $138,422 (+111.11%) Land $15,000 Building $123,422 | $138,422 (+111.11%) Land $15,000 Building $123,422 |
| 2023 | $65,569 Land $10,300 Building $55,269 | $65,569 Land $10,300 Building $55,269 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 35 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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