404 Crestridge Rd, Rockwall, TX 75032 Property Records

Rockwall County property record for 404 Crestridge Rd, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	4,388 sqft · built 1990
Lot Size	1.03 acres (45,085 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3425000C0002000R`

Property Details

APN / Parcel Number

Primary APN	`3425000C0002000R`
Alternative APNs	`R27068` `27068`

Interior

Stories	1 Story
Building Area	4,388 sqft Living Area
Gross Area	5,366 sqft
1st Floor Area	4,388 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,085 sqft
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Screened Porch
Porch Area	522 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	404 CRESTRIDGE RD
City	ROCKWALL
State	TX
Zip	75032-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTRIDGE MEADOWS PH 1, BLOCK C, LOT 2, ACRES 1.035
Legal Subdivision	CRESTRIDGE MEADOWS PH 1
Legal Tract	2
Legal Block	C
Legal Lot Number	2
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	2
Census Block	2008
Census Tract	40507

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 CRESTRIDGE RD, ROCKWALL, TX 75032-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Feb 7, 2017	Deed of Trust, Mortgage · ARM AMERICAN AIRLINES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	404 CRESTRIDGE RD, HEATH, TX 75032-1902
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CRESTRIDGE RD, HEATH, TX 75032-1902

Mortgage

Document Number	0000009185
Date	Apr 15, 2021
Instrument	20210000009185

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.68%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year CMT

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	404 CRESTRIDGE RD, HEATH, TX 75032-1902
Document Number	0000009186
Instrument Date	Mar 26, 2021
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 CRESTRIDGE RD HEATH TX 750321902, HEATH, TX 75032-1902

Mortgage

Document Number	0000009186
Date	Apr 15, 2021
Instrument	9186

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.68%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	404 CRESTRIDGE RD, HEATH, TX 75032-1902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002224
Date	Feb 7, 2017
Instrument	20170000002224

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	DALLAS, TX 75261

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Heath City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$746,098 (-6.65%) Land $253,344 Building $492,754	$746,098 (-6.65%) Land $253,344 Building $492,754
2025	$2,912.00 (-24.81%) Homeowner's exemption Senior Citizen's exemption	$799,259 (+4.18%) Land $251,161 Building $548,098	$799,259 (+4.18%) Land $251,161 Building $548,098
2024	$3,873.00 (-0.31%)
2023	$3,885.00 (-45.64%) Homeowner's exemption Senior Citizen's exemption	$767,212 Land $283,920 Building $483,292	$767,212 Land $283,920 Building $483,292
2021	$7,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEATH serves 10,464 people · EPA ID TX1990014
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	May 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, T-Mobile.

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