404 Cotton Grass Dr, Loris, SC 29569 Property Records

Horry County property record for 404 Cotton Grass Dr, Loris, SC 29569

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 2017
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$176,000 (Sep 2020)
Tax Bill	$832 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`300-07-01-0045`

Property Details

APN / Parcel Number

Primary APN	`300-07-01-0045`
Alternative APN	`1001901106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,564 sqft Living Area

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1001901106
Street Address	404 COTTON GRASS DR
City	LORIS
State	SC
Zip	29569-6589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED BLUFF VILLAGE; LOT 101
Legal Subdivision	RED BLUFF VILLAGE
Legal Lot Number	101
Jurisdiction	HORRY SC
Township / Civil Division	LONGS
Census Block Group	1
Census Block	1029
Census Tract	30102

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 COTTON GRASS DR, LORIS, SC 29569-6589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Warranty Deed, Transfer CAROLINA FCU
Jan 26, 2018	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC
Mar 30, 2017	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MTG
Mar 30, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	Mar 30, 2017 · Amount on File
Deed Document Number	0043412644
Deed Book / Page	4341 / 2644
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Sep 9, 2020
Property Address	404 COTTON GRASS DR, LORIS, SC 29569-6589
Document Number	4341/2644
Book / Page	004341 / 002644
Instrument Date	Aug 12, 2020
Transaction Type	Transfer
Record Updated	Apr 28, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$651.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 COTTON GRASS DR LORIS SC 295696589, LORIS, SC 29569-6589

Mortgage

Document Number	6262/1959
Date	Sep 9, 2020
Book Page	006262/001959

Lender

Name	CAROLINA FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	404 COTTON GRASS DR, LORIS, SC 29569-6589
Document Number	5960/1291
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 COTTON GRASS DR LORIS SC 295696589, LORIS, SC 29569-6589

Mortgage

Document Number	5960/1291
Date	Feb 5, 2018
Book Page	005960/001291

Lender

Name	VILLAGE CAP & INV LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	404 COTTON GRASS DR, LORIS, SC 29569-6589
Document Number	5867/2521
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 COTTON GRASS DR LORIS SC 295696589, LORIS, SC 29569-6589

Mortgage

Document Number	5867/2521
Date	Mar 30, 2017
Book Page	005867/002521

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HORRY SC
Recording Date	Mar 30, 2017
Property Address	404 COTTON GRASS DR, LORIS, SC 29569-6589
Document Number	3998/1276
Book / Page	003998 / 001276
Instrument Date	Mar 27, 2017
Instrument	35340
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$594.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 COTTON GRASS DR LORIS SC 295696589, LORIS, SC 29569-6589
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$832.00
2024	$832.00 (+6.8%)	$10,655 (+51.5%) Land $2,872 Building $7,783	$266,377 (+51.51%) Land $71,811 Building $194,566
2023	$779.00 (+3.32%)	$7,033 (-) Land $1,253 Building $5,780	$175,820 (-) Land $31,320 Building $144,500
2021	$754.00	$7,033 Land $1,253 Building $5,780	$175,820 Land $31,320 Building $144,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (1979–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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