404 Commons Dr S, Jacksonville, NC 28546 Property Records

Onslow County property record for 404 Commons Dr S, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,530 sqft · built 2000
Lot Size	0.308 acres (13,416 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2025)
Tax Bill	$2,478 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`345J-177`

Property Details

APN / Parcel Number

Primary APN	`345J-177`
Alternative APNs	`490021924` `461422000` `059492`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,530 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,416 sqft (0.308 acres)
Lot Dimensions	154 ft deep x 87 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490021924
Street Address	404 COMMONS DR S
City	JACKSONVILLE
State	NC
Zip	28546-6103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L51 S2B NORTHSIDE COMMONS
Legal Subdivision	NORTHSIDE AT COMMONS
Legal Lot Number	51
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	2
Census Block	2000
Census Tract	1304

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 COMMONS DR S, JACKSONVILLE, NC 28546-6103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 16, 2020	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Prior Sale	Jun 16, 2020 · Amount on Record
Deed Book / Page	6385 / 141
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	404 COMMONS DR S, JACKSONVILLE, NC 28546-6103
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054030355
Date	Mar 9, 2021
Book Page	5403/355

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 16, 2020
Property Address	404 COMMONS DR S, JACKSONVILLE, NC 28546-6103
Document Number	0051880192
Book / Page	5188 / 192
Map Reference	MB 39 PG 47
Instrument Date	May 19, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 COLONIAL RD, 36, SMITHTOWN, NY 11787-3433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 COMMONS DR S, JACKSONVILLE, NC 28546-6103

Mortgage

Document Number	0005188195
Date	Jun 16, 2020
Instrument	5188/195

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,478.00 (+2.4%)	$261,122 (+35.4%) Land $58,500 Building $202,622	$261,122 (+35.4%) Land $58,500 Building $202,622
2023	$2,420.00	$192,846 Land $38,000 Building $154,846	$192,846 Land $38,000 Building $154,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50

May also be available: Brightspeed, Verizon.

Nearby Properties on Commons Dr S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures