404 College Dr, Gaffney, SC 29340 Property Records

Cherokee County property record for 404 College Dr, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	2,340 sqft
Lot Size	0.31 acres (13,504 sqft)
Owner	Owner Name on File
Last Sale	$130,000 (Sep 2007)
Tax Bill	$989 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021445-23-3`

Property Details

APN / Parcel Number

Primary APN	`021445-23-3`
Alternative APNs	`1000100063000 60548689` `100-01-00-063.000` `021357223`

Interior

Stories	2 Stories
Building Area	2,340 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Fiber Cement Siding
Lot Area	13,504 sqft (0.31 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	1000100063000 60548689
Street Address	404 COLLEGE DR
City	GAFFNEY
State	SC
Zip	29340-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	404 COLLEGE DR/KEVIN NEEDS 4% FM PARKER $5L&A TO BOTH W/SURVIVOR TUCKER $72500
Legal Block	26
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1010
Census Tract	970601

Owner

The current owner of 404 College Dr acquired it in January 2014.

Source: Cherokee County records, as of November 19, 2025

Owner of Record	Owner Name on File
Mailing Address	404 COLLEGE DR, GAFFNEY, SC 29340-3802
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2007 · Amount on File
Deed Sale	Sep 21, 2007 · Amount on File
Deed Document Number	0000120068
Deed Book / Page	0012 / 0068
Last Transfer Date	Jan 27, 2014
Transfer Doc	0000661655
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	404 COLLEGE DR, GAFFNEY, SC 29340-3802
Document Number	0001302604
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 COLLEGE DR GAFFNEY SC 293403802, GAFFNEY, SC 29340-3802

Mortgage

Document Number	0001302604
Date	Feb 3, 2021
Book Page	000130/002604
Instrument	624

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 2, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 404 College Dr was $989 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$989.00 Homeowner's exemption	$5,380 Land $600 Building $4,780	$141,800 Land $15,000 Building $126,800
2023	$892.00	$5,380 Land $600 Building $4,780	$141,800 Land $15,000 Building $126,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 College Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 College Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20