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404 Cobblestone Ct, Oswego, IL 60543 Property Records

Kendall County property record for 404 Cobblestone Ct, Oswego, IL 60543 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,392 sqft · built 1995
Lot Size0.048 acres (2,078 sqft)
OwnerIndividual Name on File
Tax Bill$436 (2024)
Deeds & MortgagesOct 2022 Sale & Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-03-152-015

Property Details

APN / Parcel Number

Primary APN03-03-152-015

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,392 sqft Living Area
Gross Area1,612 sqft
1st Floor Area1,392 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area2,078 sqft (0.048 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address404 COBBLESTONE CT
CityOSWEGO
StateIL
Zip60543-8417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 OF LT 30 AMENDED PLAT OF KENDALL POINT BUSINESS CENTER RESUB NO 2 OF KENDALL POINT BUSINESS CENTER UNIT 5 VILLAGE OF OSWEGO
Legal SubdivisionKENDALL POINT BUSINESS CENTER
Legal Lot Number2,30
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1015
Census Tract890103

Owner

Source: Kendall County records · APN 03-03-152-015

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2965 HILLSBORO CT, SAINT CHARLES, IL 60175-1069
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 19, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 05, 2024
Deed SaleNov 05, 2024
Prior SaleOct 03, 2022 · Amount on Record
Deed Document Number202413401
Prior Transfer DateOct 24, 2016
Prior Transfer Doc0000020567
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateOct 03, 2022
Property Address404 COBBLESTONE CT, OSWEGO, IL 60543-8417
Document Number0000016125
Instrument DateSep 19, 2022
Instrument202200016125
Transaction TypeTransfer
Record UpdatedOct 11, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address404 COBBLESTONE CT, OSWEGO, IL 60543-8417
InvestorPossibly a Property Investor

Mortgage

Document Number0000016126
DateOct 03, 2022
Instrument202200016126
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2052
Interest
Rate TypeFixed Rate
Rate6.49%

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateMar 19, 2018
Property Address404 COBBLESTONE CT, OSWEGO, IL 60543-8417
Document Number0000003535
Instrument DateMar 12, 2018
Instrument201800003535
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 COBBLESTONE CT, OSWEGO, IL 60543-8417

Mortgage

Document Number0000003536
DateMar 19, 2018
Instrument201800003536
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$75,396 (+35.49%) Land $16,193 Building $59,203$226,188 (+35.49%) Land $48,579 Building $177,609
2024$436.00
2022$55,647 Land $11,951 Building $43,696$166,941 Land $35,853 Building $131,088

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938901031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 units insured
6 under condo master policies

Wildfire

Wildfire RiskLow
above 2% of the US · above 14% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
XfinityCable2,000 / 250
Benton Ridge Telephone CompanyFixed Wireless400 / 40

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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