404 Co Rd 2520, Bonham, TX 75418 Property Records

Fannin County property record for 404 Co Rd 2520, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,910 sqft · built 1964
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0198-058-0000-05`

Property Details

APN / Parcel Number

Primary APN	`0198-058-0000-05`
Alternative APN	`73188`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,910 sqft Living Area
1st Floor Area	1,562 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	39,204 sqft (0.9 acres)
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	0198-058-0000-05
Street Address	404 COUNTY ROAD 2520
City	BONHAM
State	TX
Zip	75418-6842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0198 H COX, ACRES 0.9
Legal Subdivision	H COX A0198
Jurisdiction	FANNIN TX
Township / Civil Division	RAVENNA-TELEPHONE
Census Block Group	4
Census Block	4022
Census Tract	950800

Owner

404 Co Rd 2520 is owned and occupied by two individuals who acquired it in July 2019.

Source: Fannin County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 COUNTY ROAD 2520, BONHAM, TX 75418-6842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Jul 14, 2022	Correction Deed
Jul 29, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019
Deed Sale	Jul 29, 2019
Deed Document Number	20194509
Deed Book / Page	2154 / 125
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	404 COUNTY ROAD 2520, BONHAM, TX 75418-6842
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 COUNTY ROAD 2520, BONHAM, TX 75418-6842

Mortgage

Document Number	2024001193
Date	Feb 27, 2024
Instrument	2024001193

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	BONHAM, TX 75418

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	FANNIN TX
Recording Date	Jul 14, 2022
Property Address	404 COUNTY ROAD 2520, BONHAM, TX 75418-6842
Document Number	2022005524
Map Reference	VOL 483 PG 868
Instrument Date	Jul 12, 2022
Instrument	2022005524
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FANNIN TX
Recording Date	Jul 29, 2019
Property Address	404 COUNTY ROAD 2520, BONHAM, TX 75418-6842
Document Number	02154/0125
Book / Page	2154 / 0125
Instrument Date	Jul 25, 2019
Instrument	2019-4509
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 CR 2025, 404, BONHAM, TX 75418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 FM 3321, RAVENNA, TX 75476-4635
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 404 Co Rd 2520 was $1,917 with a homeowner's exemption, up 77.8% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,917.00 (+77.83%) Homeowner's exemption	$137,940 Land $46,350 Building $91,590	$137,940 Land $46,350 Building $91,590
2024	$1,078.00
2023		$142,000 Land $47,520 Building $94,480	$142,000 Land $47,520 Building $94,480
2018	$247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Co Rd 2520 in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	25 (1990–2018)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Sep 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2018 · 10 claims Severe Storms, Tornadoes & Flooding, May 1990 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Co Rd 2520 is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE SHED WSC serves 2,441 people · EPA ID TX0740035
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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