Madison County property record for 404 Clydebank Dr, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,111 sqft · built 1996 |
| Lot Size | 0.358 acres (15,612 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,297 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-32-2-002-020.000 |
| Primary APN | 15-09-32-2-002-020.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,111 sqft Living Area |
| 1st Floor Area | 2,111 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,612 sqft (0.358 acres) |
| Lot Dimensions | 144 ft deep x 107 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 559775 |
|---|---|
| Street Address | 404 CLYDEBANK DR |
| City | MADISON |
| State | AL |
| Zip | 35758-6212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 WEST HIGHLANDS PH I PB 31 PG 41&42 |
| Legal Subdivision | WEST HIGHLANDS PH I |
| Legal Lot Number | 48 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 11023 |
404 Clydebank Dr is owned and occupied by two individuals who acquired it in October 2020.
Source: Madison County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 CLYDEBANK DR, MADISON, AL 35758-6212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 22, 2020 |
| Transfer Doc | 0000089182 |
| Record Updated | Jun 8, 2026 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Nov 5, 2020 |
| Property Address | 404 CLYDEBANK DR, MADISON, AL 35758-6212 |
| Document Number | 0000089182 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 89182 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 CLYDEBANK DR MADISON AL 357586212, MADISON, AL 35758-6212 |
| Document Number | 89183 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 89183 |
| Name | LIBERTY REVERSE MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 840 Months |
| Due | Nov 4, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.71% |
| Document Number | 89184, |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 89184 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 840 Months |
| Due | Nov 4, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.71% |
The 2025 property tax bill for 404 Clydebank Dr was $2,297 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,297.00 Homeowner's exemption | $36,660 Land $8,880 Building $27,780 | $392,300 Land $95,000 Building $297,300 |
| 2023 | $2,147.00 (+13.96%) Homeowner's exemption | $34,280 (+13.89%) Land $9,500 Building $24,780 | $342,700 (+13.85%) Land $95,000 Building $247,700 |
| 2022 | $1,884.00 Homeowner's exemption | $30,100 Land $6,500 Building $23,600 | $301,000 Land $65,000 Building $236,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Clydebank Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2003–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 404 Clydebank Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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