404 Clover Ct, Taneytown, MD 21787 Property Records

Carroll County property record for 404 Clover Ct, Taneytown, MD 21787

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,152 sqft · built 1978
Lot Size	0.05 acres (2,160 sqft)
Owner	2 Individual Names on File
Last Sale	$139,900 (Mar 2018)
Tax Bill	$2,741 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-019015`

Property Details

APN / Parcel Number

Primary APN	`01-019015`
Alternative APNs	`1019015` `019015`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,152 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,160 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	019015
Street Address	404 CLOVER CT
City	TANEYTOWN
State	MD
Zip	21787-2353
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-750
Legal Description	LT 26 - 2160 SF 404 CLOVER CT 13-62 TANEY VLG BLK A PLT 1
Legal Subdivision	TANEY VILLAGE
Legal Block	A
Legal Lot Number	26
Jurisdiction	CARROLL MD
Township / Civil Division	1, TANEYTOWN
Census Block Group	1
Census Block	1031
Census Tract	501001

Owner

404 Clover Ct, a townhouse, is owned and occupied by two individuals who bought it in March 2018.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 CLOVER CT, TANEYTOWN, MD 21787-2353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 7, 2018	Deed, Transfer · Conventional Mortgage GMH MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2018 · Amount on File
Deed Sale	Mar 7, 2018 · Amount on File
Prior Sale	Jun 8, 2015 · Amount on File
Deed Book / Page	8957 / 160
Prior Transfer Date	Jul 4, 2007
Prior Transfer Doc	0053650635
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	404 CLOVER CT, TANEYTOWN, MD 21787-2353
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103270026
Date	Jun 16, 2021
Book Page	10327/26

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 1, 2036

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 7, 2018
Property Address	404 CLOVER CT, TANEYTOWN, MD 21787-2353
Document Number	0089570160
Book / Page	8957 / 0160
Map Reference	MB13 FO62
Instrument Date	Feb 26, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 CLOVER CT, TANEYTOWN, MD 21787-2353

Mortgage

Document Number	0008957168
Date	Mar 7, 2018
Instrument	8957/168

Lender

Name	GMH MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 404 Clover Ct was $2,741, up 6.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Taneytown City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,741.00 (+6.94%)	$184,000 (+6.96%) Land $60,000 Building $124,000	$184,000 (-) Land $60,000 Building $124,000
2025	$2,563.00	$172,033	$184,000 Land $60,000 Building $124,000
2023	$2,221.00	$148,100 Land $49,000 Building $99,100	$148,100 Land $49,000 Building $99,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Clover Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Clover Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TANEYTOWN serves 6,750 people · EPA ID MD0060012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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