Champaign County property record for 404 Chestnut Dr, Saint Joseph, IL 61873
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,852 sqft · built 1995 |
| Lot Size | 0.256 acres (11,157 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,000 (Apr 2007) |
| Tax Bill | $5,586 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-12-351-016 |
| Primary APN | 28-22-12-351-016 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,852 sqft Building Perimeter |
| 1st Floor Area | 1,852 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,157 sqft (0.256 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 404 CHESTNUT DR |
|---|---|
| City | SAINT JOSEPH |
| State | IL |
| Zip | 61873-9472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 124 WOODARDS CRESTLAKE SUB NO 1 |
| Legal Range | 10E |
| Legal Township | 19N |
| Legal Section | 12 |
| Legal Subdivision | WOODARDS CRESTLAKE SUB NO 1 |
| Legal Lot Number | 124 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10701 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 CHESTNUT DR, SAINT JOSEPH, IL 61873-9472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2007 · Amount on Record |
| Deed Sale | Apr 24, 2007 · Amount on Record |
| Deed Document Number | 20079582 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 404 CHESTNUT DR, SAINT JOSEPH, IL 61873-9472 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002540 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022R02540 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | St. Joseph Township |
| Municipality | St. Joseph Village |
| Elementary School District | St. Joseph Community Consolidated School District 169 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $91,650 (+25.29%) Land $18,640 Building $73,010 | $274,950 (+25.29%) Land $55,920 Building $219,030 | |
| 2024 | $5,586.00 (+13.1%) | ||
| 2022 | $4,939.00 Homeowner's exemption | $73,150 Land $14,880 Building $58,270 | $219,450 Land $44,640 Building $174,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Fidium Fiber.
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