404 Cherry St, Princeton, KY 42445 Property Records

Caldwell County property record for 404 Cherry St, Princeton, KY 42445

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 1940
Owner	Individual Name on Record
Tax Bill	$487 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`136806-001`

Property Details

APN / Parcel Number

Primary APN	`136806-001`
Alternative APNs	`10369101` `P5-21-7`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	404 CHERRY ST
City	PRINCETON
State	KY
Zip	42445-2144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 404 CHERRY STREET
Legal Lot Number	404
Jurisdiction	CALDWELL KY
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3005
Census Tract	920200

Owner

Source: Caldwell County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 CHERRY ST, PRINCETON, KY 42445-2144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FORTERA FCU
Mar 15, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000323352
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	404 CHERRY ST, PRINCETON, KY 42445-2144
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CHERRY ST, PRINCETON, KY 42445-2144

Mortgage

Document Number	000421/212
Date	Feb 25, 2026
Book Page	421/212

Lender

Name	FORTERA FCU
Type	Credit Union
Address	CLARKSVILLE, TN 37040

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2031

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL KY
Recording Date	Mar 15, 2019
Property Address	404 CHERRY ST, PRINCETON, KY 42445-2144
Document Number	00D323/352
Book / Page	D323 / 352
Map Reference	DD 52 PG 300
Instrument Date	Mar 6, 2019
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$40.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1107 CRIDER DULANEY RD, PRINCETON, KY 42445-6019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CHERRY ST, PRINCETON, KY 42445-2144

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Caldwell County
Municipality	Princeton City
Unified School District	Caldwell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$487.00 (-1.42%)	$50,000 (-)	$50,000 (-)
2023	$494.00	$50,000	$50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRINCETON WATER & SEWER COMMISSION private · serves 7,007 people · EPA ID KY0170360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Princeton Electric, Verizon.

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