Oldham County property record for 404 Cherry Ln, Pewee Valley, KY 40056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · built 1950 |
| Lot Size | 0.639 acres (27,845 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Mar 2025) |
| Tax Bill | $3,383 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2026 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-PV.09-01-20 |
| Primary APN | 25-PV.09-01-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 27,845 sqft (0.639 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 74441 |
|---|---|
| Street Address | 404 CHERRY LN |
| City | PEWEE VALLEY |
| State | KY |
| Zip | 40056-9051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Legal Subdivision | MAPLE MEADOWS SUB |
| Legal Block | SEC 1 |
| Legal Lot Number | 20 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30501 |
Source: Oldham County records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF WILLIAMSON |
| Apr 8, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 17, 2018 | Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on Record |
| Deed Sale | Mar 4, 2025 · Amount on Record |
| Prior Sale | May 17, 2018 · Amount on Record |
| Deed Document Number | 2025798734 |
| Deed Book / Page | 1405 / 48 |
| Prior Transfer Date | Dec 6, 2012 |
| Prior Transfer Doc | 0000471438 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 404 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 625 FOREST HILLS RD, FOREST HILLS, KY 41527-8306 |
| Document Number | 0M2733/806 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | M2733/806 |
| Instrument | 850810 |
| Name | THE FIRST NATIONAL BANK OF WILLIAMSON |
|---|---|
| Type | Bank |
| Address | 25561 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 17 Months |
| Due | Aug 26, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Apr 8, 2026 |
| Property Address | 404 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Document Number | 0000856771 |
| Book / Page | 2738 / 758 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026856771 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 625 FOREST HILLS RD, FOREST HILLS, KY 41527-8306 |
| Document Number | 0000856771, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 2738/758 |
| Instrument | 2026856771 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 16 Months |
| Due | Aug 26, 2027 |
| Rate | 6.1% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 404 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M2444/55 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | M2444/55 |
| Instrument | 591659 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | May 17, 2018 |
| Property Address | 404 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Document Number | D1191/0144 |
| Book / Page | D1191 / 0144 |
| Map Reference | DD77 PG18 |
| Instrument Date | May 11, 2018 |
| Instrument | 538824 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10815 MEETING ST, 10815, PROSPECT, KY 40059-7593 |
| Name | Verified Name |
|---|---|
| Address | 404 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Document Number | 538825 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 538825 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Municipality | Pewee Valley City |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,383.00 (-0.82%) | $275,000 (-) Land $50,000 Building $225,000 | $275,000 (-) Land $50,000 Building $225,000 |
| 2023 | $3,411.00 | $275,000 Land $50,000 Building $225,000 | $275,000 Land $50,000 Building $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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