Lincoln County property record for 404 Charles St, Troy, MO 63379 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1983 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,174 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-70-26-003-005-049.001 |
| Primary APN | 15-70-26-003-005-049.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Basement Area | 1,040 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,542 sqft (0.242 acres) |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 404 CHARLES ST |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 34 NAGLE SUBD |
| Legal Range | 01W |
| Legal Township | 49 |
| Legal Section | 26 |
| Legal Subdivision | NAGLE |
| Legal Lot Number | 34 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 5 |
| Census Block | 5039 |
| Census Tract | 810305 |
Source: Lincoln County records · APN 15-70-26-003-005-049.001
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 404 CHARLES ST, TROY, MO 63379-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 18, 2011 |
| Deed Sale | Feb 18, 2011 |
| Deed Document Number | 20110001487 |
| Deed Book / Page | 2184 / 0623 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 404 CHARLES ST, TROY, MO 63379-2124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MEYER TITLE COMPANY, MEYER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 2408/0112 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 2408/0112 |
| Instrument | 2017001533 |
| Name | EQUITABLE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SPRINGFIELD, MO 65807 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,174.00 (+2.62%) | $19,536 (+8.6%) Land $2,046 Building $17,490 | $102,820 (+8.6%) Land $10,770 Building $92,050 |
| 2023 | $1,144.00 (+4.95%) | $17,989 Land $1,364 Building $16,625 | $94,680 Land $7,180 Building $87,500 |
| 2022 | $1,090.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 302 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: SysTec Wireless Communications, Wisper ISP, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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