404 Charles St, Silverton, OR 97381 Property Records

Marion County property record for 404 Charles St, Silverton, OR 97381

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,416 sqft · built 1955
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$454,000 (Jul 2018)
Tax Bill$4,490 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Feb 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN061W35CC07000

Property Details

APN / Parcel Number

Primary APN061W35CC07000
Alternative APN
  • 102729

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area3,416 sqft Living Area
1st Floor Area2,246 sqft
2nd Floor Area1,170 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1995
Roof TypeShed Roof
Roof MaterialMetal
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area300 sqft
DrivewayDriveway
Driveway Area270 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area700 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number102729
Street Address404 CHARLES ST
CitySILVERTON
StateOR
Zip97381-2006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionPARK SIDE ADDITION TO SILVERTON BLOCK 3 LOT 10 ACRES .17
Legal Range01W
Legal Township06S
Legal Section35
Legal SubdivisionPARK SIDE ADDITION TO SILVERTON
Legal Block3
Legal Lot Number10
JurisdictionMARION OR
Township / Civil DivisionSILVERTON
Census Block Group4
Census Block4015
Census Tract10501

Owner

Source: Marion County records · APN 061W35CC07000

Assessment roll updated November 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address404 CHARLES ST, SILVERTON, OR 97381-2006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · Line of Credit
MAPS CREDIT UNION
Feb 23, 2023Intrafamily Transfer, Transfer · Line of Credit
MAPS CU
Apr 08, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MTG
Jul 23, 2018Warranty Deed, Transfer · Conventional Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 2018 · Amount on Record
Deed SaleJul 23, 2018 · Amount on Record
Prior SaleDec 22, 2003 · Amount on Record
Deed Book / Page4102 / 396
Last Transfer DateFeb 15, 2023
Transfer Doc0046900295
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION OR
Recording DateJul 13, 2026
Property Address404 CHARLES ST, SILVERTON, OR 97381-2006
Document Number0000023937
Instrument DateJul 08, 2026
Instrument202623937
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 CHARLES ST, SILVERTON, OR 97381-2006

Mortgage

Document Number0000023937,
DateJul 13, 2026
Instrument202623937
Lender
NameMAPS CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 08, 2056
Interest
Rate TypeAdjustable Rate
Rate6.52%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARION OR
Recording DateFeb 23, 2023
Property Address404 CHARLES ST, SILVERTON, OR 97381-2006
Document Number0046900295
Book / Page4690 / 295
Instrument DateFeb 15, 2023
Instrument2023 00004710
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 CHARLES ST, SILVERTON, OR 97381-2006

Mortgage

Document Number0046900296
DateFeb 23, 2023
Instrument4690-0296
Lender
NameMAPS CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMARION OR
Recording DateApr 08, 2022
Property Address404 CHARLES ST, SILVERTON, OR 97381-2006
Document Number0046120403
Book / Page4612 / 403
Instrument DateApr 04, 2022
Transaction TypeTransfer
Record UpdatedMay 05, 2022
Title CompanyAMERITITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address404 CHARLES ST, 404, SILVERTON, OR 97381-2006

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5017 CONSTELLATION AVE NE, SALEM, OR 97305-4135

Mortgage

Document Number0004612404
DateApr 08, 2022
Instrument4612/404
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION OR
Property Address404 CHARLES ST, SILVERTON, OR 97381-2006
Document Number0000071810
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedJan 08, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address404 CHARLES ST SILVERTON OR 973812006, SILVERTON, OR 97381-2006

Mortgage

Document Number0000071810
DateDec 24, 2020
Book Page004427/000428
Instrument71810
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressPORTLAND, OR 97204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term336 Months
DueDec 23, 2048

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION OR
Recording DateJul 23, 2018
Property Address404 CHARLES ST, SILVERTON, OR 97381-2006
Document Number0000035627
Book / Page004102 / 000396
Instrument DateJul 19, 2018
Instrument35627
Transaction TypeTransfer
Record UpdatedAug 03, 2018
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$454.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address404 CHARLES ST SILVERTON OR 973812006, SILVERTON, OR 97381-2006

Mortgage

Document Number35629
DateJul 23, 2018
Book Page004102/000398
Instrument35629
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 22, 2048

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated November 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateOregon
CountyMarion County
MunicipalitySilverton City
Unified School DistrictSilver Falls School District 4J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,490.00 (+2.82%)$271,460 (+6.08%)$609,850 (-0.32%) Land $212,750 Building $397,100
2024$4,367.00 (+8.07%)
2023$255,890$611,800 Land $190,000 Building $421,800
2021$4,041.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimFeb 1996 · High Winds, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Northwest Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable · Fiber in parts of the area
1,500 / 50

May also be available: Hunter Communications & Technologies, T-Mobile USA, Verizon.

Based on FCC filings for 448 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF SILVERTON
serves 10,484 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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