Dorchester County property record for 404 Charles St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 572 sqft · built 1949 |
| Lot Size | 0.048 acres (2,080 sqft) |
| Owner | Company Name on File |
| Last Sale | $70,000 (Sep 1990) |
| Tax Bill | $315 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-148615 |
| Primary APN | 07-148615 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 572 sqft Total Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,080 sqft (0.048 acres) |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 148615 |
|---|---|
| Street Address | 404 CHARLES ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 2,080 SQ. FT. 404 CHARLES STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Pine Street Neighborhood Historic District listed 2012 · 572 contributing resources · NRIS 12000976 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
404 Charles St is owned by a company that bought it in September 1990.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1240 PENNSYLVANIA AVE, MADISON, MD 21648-1105 |
| Owner Type | Company |
| Vesting | Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 1990 · Amount on File |
| Deed Sale | Sep 28, 1990 · Amount on File |
| Deed Book / Page | 264 / 169 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 404 Charles St was $315, up 2.3% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $315.00 (+2.27%) | $16,900 | $17,900 Land $4,100 Building $13,800 |
| 2025 | $308.00 | ||
| 2023 | $230.00 | $12,467 | $16,400 Land $4,100 Building $12,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 404 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Charles St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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