Luzerne County property record for 404 Central Ave, Berwick, PA 18603
| Property Type | Single Family Home |
|---|---|
| Details | 1,634 sqft · built 1960 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,413 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-P3NW4-006-001 |
| Primary APN | 55-P3NW4-006-001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,634 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Old Parcel Number | 55-P3NW4-006-001 |
|---|---|
| Street Address | 404 CENTRAL AVE |
| City | BERWICK |
| State | PA |
| Zip | 18603-3928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 55-448-8 404 CENTRAL AVE |
| Legal Subdivision | WALTER N FOWLERS ADDITION TO BERWICK |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | SALEM |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 216100 |
404 Central Ave is owned and occupied by two individuals who acquired it in April 2009.
Source: Luzerne County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 CENTRAL AVE, BERWICK, PA 18603-3928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 9, 2009 |
| Transfer Doc | 0005864208 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 404 CENTRAL AVE, BERWICK, PA 18603-3928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014083 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 3020/48405 |
| Instrument | 202014083 |
| Name | FIRST KEYSTONE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BERWICK, PA 18603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
The 2026 property tax bill for 404 Central Ave was $2,413 with a homeowner's exemption.
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| County Subdivision | Salem Township |
| Unified School District | Berwick Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,413.00 Homeowner's exemption | $105,700 Land $42,200 Building $63,500 | |
| 2025 | $2,413.00 | ||
| 2024 | $105,700 Land $42,200 Building $63,500 | ||
| 2023 | $2,258.00 | ||
| 2009 | $105,700 Land $42,200 Building $63,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Central Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–2006) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN WATER BERWICK private · serves 15,282 people · EPA ID PA4190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
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