404 Centenial Ave, Ennis, TX 75119 Property Records

Ellis County property record for 404 Centenial Ave, Ennis, TX 75119

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,655 sqft · built 2005
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on File
Last Sale	$137,300 (May 2015)
Tax Bill	$3,314 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R228010`

Property Details

APN / Parcel Number

Primary APN	`R228010`
Alternative APNs	`25474100100500103` `228010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,655 sqft Living Area
Gross Area	2,297 sqft
1st Floor Area	1,655 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,057 sqft (0.162 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 CENTENIAL AVE
City	ENNIS
State	TX
Zip	75119-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 1 HIGHLAND PARK INST II .162 AC
Legal Subdivision	HIGHLAND PARK INST II
Legal Block	1
Legal Lot Number	5
Jurisdiction	ELLIS TX
Township / Civil Division	ENNIS
Census Block Group	3
Census Block	3018
Census Tract	61600

Owner

404 Centenial Ave is owned and occupied by an individual who bought it in May 2015.

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	404 CENTENIAL AVE, ENNIS, TX 75119-3532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit SWBC MORTGAGE CORPORATION
Jan 14, 2021	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG
Oct 26, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2015 · Amount on File
Deed Sale	May 11, 2015 · Amount on File
Deed Document Number	201510249
Prior Transfer Date	May 7, 2015
Prior Transfer Doc	0000010249
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Recording Date	May 20, 2026
Property Address	404 CENTENIAL AVE, ENNIS, TX 75119-3532
Document Number	0000017924
Instrument Date	May 14, 2026
Instrument	202617924
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CENTENIAL AVE, ENNIS, TX 75119-3532
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017924,
Date	May 20, 2026
Instrument	202617924

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	404 CENTENIAL AVE, ENNIS, TX 75119-3532
Document Number	0000004110
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 CENTENIAL AVE ENNIS TX 751193532, ENNIS, TX 75119-3532

Mortgage

Document Number	0000004110
Date	Jan 28, 2021
Instrument	4110

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	404 CENTENIAL AVE, ENNIS, TX 75119-3532
Document Number	0000040382
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 CENTENIAL AVE ENNIS TX 751193532, ENNIS, TX 75119-3532

Mortgage

Document Number	0000040382
Date	Nov 3, 2020
Instrument	40382

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 2, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 404 Centenial Ave was $3,314 with a homeowner's exemption, down 7.2% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ennis City
Unified School District	Ennis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,035 (+2.85%) Land $55,000 Building $185,035	$240,035 (+2.85%) Land $55,000 Building $185,035
2025	$3,314.00 (-7.22%) Homeowner's exemption	$233,377 Land $55,000 Building $178,377	$233,377 Land $55,000 Building $178,377
2024	$3,572.00 (-0.31%)
2023	$3,583.00 Homeowner's exemption	$232,181 Land $45,000 Building $187,181	$232,181 Land $45,000 Building $187,181
2018	$4,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Centenial Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Centenial Ave is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ENNIS serves 24,891 people · EPA ID TX0700001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	500 / 100
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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